Just a quick note to make aware some who may not be in the know. There is a television marketing campaign for loan modifications that is currently being shown nationwide. It touts interest rates as low as 1% and offers homeowners help with loan modifications. The extremely fine print at the end of the commercial states the truth but it is only on the screen for a brief moment before disappearing. The truth is that the commercial is for a 3rd party referral service that takes an upfront fee and then provides you information on loan modification companies and attorneys in your area. It's just a big costly scam.

While there are many reputable attorneys and services that offer help with loan modifications, as a homeowner, you need not pay extra money just to get a referral to one of them. if you are in need of a preforeclosure specialist or help with a loan modification, be very careful and make sure the person you are dealing with is one of those reputable service providers.

Just more food for thought.

By the way, if you or someone you know is at risk of losing a home to foreclosure, please know that there are new options available to avoid this devastating occurrence. And know that there is someone here you can trust to help. As a Certified Pre-Foreclosure Specialist, I understand the ins and outs of Short Sales and Loan Modifications. I am also a Wachovia and World Bank trained Pre-Foreclosure expert and well educated in the Government’s new H.A.F.A. and H.A.M.P. programs for helping homeowners facing foreclosure.

Click on the link below to find out more about Preforeclosure alternatives:

"http://www.partnerfirst.org/raywright/"

Click on the link below to search all homes available in the MLS:

http://raywrightsellshomes.com/f-properties.html

Click on the link below to read what other clients have said about my service:

http://raywrightsellshomes.com/f-testimonials.html