Michael Collins, CDPE, SFR's Blog – January 2013 Archive (18)

Rarely Discussed Tips for Buying that First House

Rarely Discussed Tips for Buying that First House

Lots of solid information is available online that discusses items for first time home buyers such as choosing the right loan, working with a reputable lender, and arranging a proper budget. While those items are very important, there are some other items that don't get the same publicity but deserve great attention.…

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Added by Michael Collins, CDPE, SFR on January 31, 2013 at 7:14am — 2 Comments

Short Sale Real Estate Agents in Madison, WI

Short Sale Real Estate Agents in Madison, WI




Are you looking for a Madison Wisconsin Short Sale Realtor® or real estate agent? Rock Realty is a real estate brokerage that specializes in Short Sales and Bank…
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Added by Michael Collins, CDPE, SFR on January 25, 2013 at 5:54am — No Comments

Short Sale Home with 4 Car Garage now $99,000!

This 4 Car Garage Stoughton, WI short sale home is now listed at $99,000!

Click for MLS listing.

4 Car Garage Home

Property Highlights

  • 4 Car Garage!
  • Great for a mechanic or woodworker!
  • Large Front Yard
  • Private Backyard
  • Paver Block Patio
  • Vaulted Ceilings
  • Exposed…
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Added by Michael Collins, CDPE, SFR on January 25, 2013 at 5:39am — No Comments

Thousands of homes Foreclosed; Can you afford a Risky Loan?

Thousands of homes Foreclosed; Can you afford a Risky Loan?

The adjustable rate mortgage has been around for a number of years and it has helped a number of people afford the purchase of their first home. However, in the late 90’s and early part of the 2000’s some people took advantage of the low rates offered by ARMS and got in over their head. Before buying a home people should really look at all the factors involved with an adjustable rate loan and make sure it…

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Added by Michael Collins, CDPE, SFR on January 23, 2013 at 7:07am — No Comments

How to Purchase a Home in 2013

How to Purchase a Home in 2013

As this new year begins many people are setting goals, making resolutions and generally planning for a better year. If you are one of the people considering a home purchase in the upcoming year there is some sound advice to follow in order to make the process smoother and ensure that you get in to a home that truly makes you happy.

Be Realistic About Your Finances…

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Added by Michael Collins, CDPE, SFR on January 22, 2013 at 8:02am — No Comments

Wisconsin December 2012 Housing Statistics

 

Counties of WI The Wisconsin housing statistics are now in for December of 2012. Here is an excerpt from what the Wisconsin Realtors Association (WRA) had to say:…
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Added by Michael Collins, CDPE, SFR on January 21, 2013 at 10:17am — No Comments

Buying again After a Short Sale

Rock Realty Client Testimonials



"Approx 4 years ago.. I was having some financial strain. I wasn't able to keep up with a first and second mortgage alone as a single mom.

Through friends and family, I was introduced to Mike and Matt.

I didn't want to have to go through the foreclosure process, because I knew that I would be able to pull through the mess I was in within a few years and I didn't want to have that looming over me.

Matt and Mike…

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Added by Michael Collins, CDPE, SFR on January 21, 2013 at 5:31am — No Comments

Bad Choices People Make When Buying a Home

Bad Choices People Make When They Buy a Home



All too often, people fall in love with a home for the wrong reason. And when it comes time to sell, they find that there are not as many people in love with the home like they were. Here are some common mistakes first time homebuyers make and how you can avoid the…

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Added by Michael Collins, CDPE, SFR on January 18, 2013 at 7:57am — No Comments

Happy Short Sale Seller

Rock Realty Client Testimonials



"I had a very challenging home sale and Mike Collins was diligent every step of the way. The most difficult aspect may have been me, I was very specific about which closing dates worked and how I wanted to proceed. Mike patiently answered all of my questions and accommodated all of my requests. When issues between the title and mortgage companies arose, Mike was a swift and competent negotiator. I know that the buyer's agent was very…

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Added by Michael Collins, CDPE, SFR on January 14, 2013 at 8:57am — No Comments

Home Prices in Madison Show Improvement

photo credit: QuidnuncQuixot via photopin …

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Added by Michael Collins, CDPE, SFR on January 14, 2013 at 7:40am — No Comments

Short Sale Reduced by $44k! Hunting Land/Log Cabin | 38+ Acres

Large log home on 38+ Acres listed $140k below assessment! Short Sale property.

N4587 Glacier Lake Dr, Oxford, WI…

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Added by Michael Collins, CDPE, SFR on January 14, 2013 at 6:01am — No Comments

The SMART Way to Buy Your First Short Sale

The SMART Way to Buy Your First Short Sale

Buying a short sale in Madison Wisconsin is quite common right now. The impact of the financial recession has resulted in numerous foreclosures and has left some people with no option but to sell their home for less than the mortgage balance. Buying a Madison area Wisconsin short sale will require a bit of patience and a smart plan.

Understanding the Short Sale…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 10:35am — 2 Comments

Inexpensive Ways to Boost Your Home’s Value

Inexpensive Ways to Boost Your Home’s Value

Although mortgage rates are still at an all-time low, there are lots of homes on the market for potential buyers to choose. This makes competition tougher for sellers. If you are in the market to sell a property, it might be wise to take some time and spend a few dollars on simple things that will yield great results.

Choose the…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 10:24am — No Comments

Changes in Popularity of Features in New Homes

Changes in Popularity of Features in New Homes

The national economy runs through cycles similar to the fashion industry. Things that seem irresistible and trendy this year may be old news by the time next year rolls around. As a result of the economic down turn from the past few years most home builders are turning their attention to items that are practical instead of luxurious.

Sunrooms…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 10:20am — No Comments

Assuming an Existing FHA Mortgage Loan

Assuming an Existing FHA Loan

Most mortgages have a requirement that the loan must be paid in full when the property is sold. However, FHA offers a different option to the seller and buyer. It is possible for the buyer to take over the existing FHA mortgage from the current property owner. This is a very enticing offer for someone that has a mortgage with a great interest rate. Here are the guidelines for an assumable FHA…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 10:15am — No Comments

VA Mortgage Program has Good News for Veterans and their Families

VA Mortgage Program Has Good News for Veterans and Their Families



Photo credit: Tony Fischer Photography via photopin cc

Many years ago the United States decided it was a good…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 9:59am — No Comments

Wisconsin November 2012 Housing Statistics

Counties of WI The Wisconsin housing statistics are now in for November of 2012. Here is an excerpt from what the Wisconsin Realtors Association (WRA) had to say:…
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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 9:31am — No Comments

Sold! Short Sale home in Madison, Wisconsin

We are happy to announce the closing on another one of our short sale listings, this time in Madison, WI! This was a Bank of America negotiated short sale. Bank of America has made many changes to make their short sale process easier and more efficient. Short sale transactions can be complex, but if you have an experienced Short Sale Realtor® the process is much more manageable.





This was…

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Added by Michael Collins, CDPE, SFR on January 10, 2013 at 4:26am — No Comments

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