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Trina's Discussions

Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?

Started this discussion. Last reply by Don Ferguson Jan 29. 3 Replies

Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?We are trying to close by 15Feb18 and Sellers have their final meeting with the BK Trustee/Judge 31Jan18The banks are are saying yes…Continue

Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ

Started this discussion. Last reply by Kevin - Greenville, SC Mar 14, 2015. 3 Replies

Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ ...DOES ANYONE have any VP or President's Office contact info??We have been through 4 Buyers and over 6 months to FINALLY get an…Continue

We HAD A FULL OFFER - Bank of America FORECLOSES on Family - Wife on Heart Transplat List

Started this discussion. Last reply by Crispin Mar 12, 2013. 11 Replies

Hi All,I am usually the one who sends people here on SSS info on how to escalate files and give out contact info but today even though we had submitted a FULL FMV CASH OFFER Bank of America…Continue

Tags: America, FORECLOSURE, of, Bank, Equator

Has anybody had a small bank DEMAND FULL REPAYMENT of loan before helping with a Short Sale?

Started this discussion. Last reply by Jeff Payne Apr 18, 2012. 1 Reply

I have just hit a brick wall with a small bank here is GAIt is an investment property with one loan with Brand Bank at $225K and is only worth $120KWe have a $120K offer but Brand Bank has handed it…Continue

 

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Don Ferguson replied to Trina's discussion Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?
"He means that you're going to have to negotiate something with them to make them go away. Sometimes after a bk they will release the lien other times they want some sort of settlement. There is a form that can be filed during a bk that…"
Jan 29
Trina replied to Trina's discussion Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?
"Brett would you be so kind as to expound on your reply as we are SO in need of help from someone as knowledgeable as you .... please?? HOW and WHAT do we do as far as "addressing" the liens .... THANK YOU SO MUCH!!"
Jan 18
Brett Goldsmith replied to Trina's discussion Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?
"You need the liens addressed in some manner prior to closing."
Jan 18
Trina posted a discussion

Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?

Can a FLORIDA Short Sale be closed AFTER a bankruptcy is finalized?We are trying to close by 15Feb18 and Sellers have their final meeting with the BK Trustee/Judge 31Jan18The banks are are saying yes but the ClosingAttorney is saying that the 9 liens must be removedfrom the BK by the BK Judge/Court/Trustee before we can close???Has anyone ever had a situation like this?Sellers filed BK on their own due to financial problemsso NO they cannot afford an Attorney!!Any info you can provide would be…See More
Jan 17
Kevin - Greenville, SC replied to Trina's discussion Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ
Mar 14, 2015
Bryant Tutas replied to Trina's discussion Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ
"contact [email protected]  He should be able to sort this out for you."
Mar 13, 2015
Brett Goldsmith replied to Trina's discussion Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ
"That's rough. I've had that happen a few times. Having a value expire while approved and the buyer falling out. Then a new value being completed and it comes back much higher. Is the new offer cash? They likely will not revert back to…"
Mar 12, 2015
Trina posted a discussion

Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ

Ocwen has closed my Short Sale and I NEED ESCALTION CONTACT INFO PLZ ...DOES ANYONE have any VP or President's Office contact info??We have been through 4 Buyers and over 6 months to FINALLY get an Approval Letter only to lose that Buyer due to inspection issues and our Back Up Buyer has stepped in ...THE NET IS THE SAME - CLOSE BY 02APR15 as the NO NAMED / NO OFFER AMOUNT Approval Letter states ... NOW they are telling us that the SS is denied and that they are FORECLOSING 07April15Ocwen has…See More
Mar 12, 2015
Trina joined Stephanie Lim's group
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FHA - HUD Short Sales

HUD rules for FHA short sales, tips, experiences, etc.Fax LOA:  918-236-3274PH 877 622-8525See More
Feb 3, 2014
Trina joined Suzanne McLaughlin's group
Nov 14, 2013
Kevin - Greenville, SC commented on Trina's blog post Chase is saying FNMA must PP the FC - FNMA is saying that Chse must PP the FC - HELP!!!!
May 2, 2013
Trina posted a blog post

Chase is saying FNMA must PP the FC - FNMA is saying that Chse must PP the FC - HELP!!!!

Long story short - it's an EQ file ... ONE mortgage with ChaseChase has had a FMV Offer on file since April 1stWe have met THREEE (3) people at the property who have done BPOs / AppraisalsFC is set for May 7thThey have ALL DOCS and have HAD ALL docs since about April 9thChase is saying FNMA must PP the FC - FNMA is saying that Chse must PP the FC - HELP!!!!I have TRIED to escalate at FNMA and they clsoed my ticket out saying NO BPO has been ordered??????Chase is saying that FNMA orders the…See More
May 2, 2013
Crispin replied to Trina's discussion We HAD A FULL OFFER - Bank of America FORECLOSES on Family - Wife on Heart Transplat List
"This is great advice and i agree with everything. Thanks a lot for sharing useful information with us. Short Sale Specialist in Utah"
Mar 12, 2013
Pattie Johnson replied to Trina's discussion We HAD A FULL OFFER - Bank of America FORECLOSES on Family - Wife on Heart Transplat List
"NEVER trust anything a servicer tells you, EVER. You must always follow-up with the Trustee to make sure a postponement has taken place, ALWAYS. Refer your seller to the local bar association. Most have attorneys who do significantly reduced rates…"
Mar 11, 2013
Ann E Richardson replied to Trina's discussion We HAD A FULL OFFER - Bank of America FORECLOSES on Family - Wife on Heart Transplat List
"contact Consumer Finance Protection Bureau www.cfpb.org - top right hand corner file a complaint IMMEDIATELY they will investigate"
Mar 11, 2013
Carole Kim replied to Trina's discussion We HAD A FULL OFFER - Bank of America FORECLOSES on Family - Wife on Heart Transplat List
"Realtors need to rally (attention NAR!) to be heard at BofA.  Their un-American tactics are not winning them any brownie points.  They need to listen instead of force their agendas on hard working, well-intentioned, and often…"
Mar 10, 2013

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First Name
Trina
Last Name
Davis
State
GA
City
ATL

Trina's Blog

Chase is saying FNMA must PP the FC - FNMA is saying that Chse must PP the FC - HELP!!!!

Posted on May 2, 2013 at 2:19pm 1 Comment

Long story short - it's an EQ file ... ONE mortgage with Chase

Chase has had a FMV Offer on file since April 1st

We have met THREEE (3) people at the property who have done BPOs / Appraisals

FC is set for May 7th

They have ALL DOCS and have HAD ALL docs since about April 9th

Chase is saying FNMA must PP the FC - FNMA is saying that Chse must PP the FC - HELP!!!!

I have TRIED to escalate at FNMA and they clsoed my ticket out saying NO BPO has been…

Continue

Is it LEGAL for a Seller to submit documents fro both a Short Sale AND a Loan Modification?

Posted on September 14, 2011 at 6:20am 3 Comments

I have just run into a situation where my buyer had a contract in on a "Potential Short Sale" that was going to be foreclosed on this month and NOW that the bank has postponed the FC sale ... the Sellers have decided to do a Loan Modification even though neither of them have an income or job .... how can this be?

 

I have been told by more experienced agents than myself that the financial information that the banks need for a Short Sale is much different from what they need for…

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