T Arnold
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T Arnold's Discussions

After SS Approval, Pool Equipment Was Stolen

Started this discussion. Last reply by T Arnold Apr 1, 2012. 6 Replies

I represent the Buyer. The listing agent and Seller live out of the area. After approval, I visit the home to check on it, and the pool equipment had been stolen, pool green. Gated, neighborhood. Of…Continue

No Hardship, Just Very Upside Down. Short Sell?

Started this discussion. Last reply by Thom Colby CA Brkr 888-391-5245 Aug 14, 2011. 12 Replies

I have a potential seller who has a second home in California, that is 200K upside down, one loan. It is with Citibank. He has assets, good income, with no hardship. He may let it go into…Continue

Chase Deficiency

Started this discussion. Last reply by Jim McCormack Jul 19, 2011. 24 Replies

We are getting ready to close on the sale of on my personal Chase short sale in California. One loan, which was a refinance, with no cash out, second home. The approval did not mention anything about…Continue

Central Mortgage Loan Servicing

Started this discussion. Last reply by Omar Senghor Sep 15, 2013. 3 Replies

Has anyone had experience dealing with Central Mortgage Loan Servicing on a short sale?

 

T Arnold's Page

Latest Activity

Omar Senghor replied to T Arnold's discussion Central Mortgage Loan Servicing
"Yes, I have. I'm currently working on a short sale with them.  what exactly do you need to accomplish?"
Sep 15, 2013
Andrew Utter replied to T Arnold's discussion Central Mortgage Loan Servicing
"Central Mortgage is Arvest Bank's mortgage side. I believe they were acquired by Arvest a few years ago. I'm currently coordinating a short sale with Central Mortgage, and they always have friendly reps. Here is some information for…"
Sep 13, 2013
T Arnold replied to T Arnold's discussion After SS Approval, Pool Equipment Was Stolen
"The end result: The first lien holder, Wells Fargo, agreed to pay through escrow, $2,000 to a licensed contractor for pool equipment, and the HOA  accepted $1,800 less in their overall fees that had totaled nearly $5,000. We just closed escrow.…"
Apr 1, 2012
Erik Larson replied to T Arnold's discussion After SS Approval, Pool Equipment Was Stolen
"T Arnold, this just happened to us here in Sacramento, weird! It was an amazing house so our buyers moved forward with the short sale and we did ask the listing agent and the sellers for compensation / price reduction, but they said no. The listing…"
Mar 19, 2012
Joseph Alfe replied to T Arnold's discussion After SS Approval, Pool Equipment Was Stolen
"Absolutely go back to the lender.  The fact that the LA or seller doesn't want to suggests to me that they really don't want to sell or they just don't care."
Mar 18, 2012
T Arnold replied to T Arnold's discussion After SS Approval, Pool Equipment Was Stolen
"Three pool pumps, one for jacuzzi, pool, and pool water feature. Salt water system, and heater. The Pebble Tech Pool is probably no more than 15 gallons. I was told the Seller filed a police report, and will ask for a copy of it. The thieves did a…"
Mar 18, 2012
Joseph Alfe replied to T Arnold's discussion After SS Approval, Pool Equipment Was Stolen
"check your contract, it's probably as-is.  That being said, get a police report and have the seller submit to the bank, they should be able to make an exception.  Them not wanting to do the work is not an excuse, because if you walk…"
Mar 17, 2012
T Arnold posted a discussion

After SS Approval, Pool Equipment Was Stolen

I represent the Buyer. The listing agent and Seller live out of the area. After approval, I visit the home to check on it, and the pool equipment had been stolen, pool green. Gated, neighborhood. Of course, when my Buyer made the offer that was accepted, the pool was gorgeous, and in good shape, with all equipment intact. The listing agent does not want to go back to the Banks (two loans), because it took three months to get it approved, and auction date has been postponed 3 times. Any ideas?…See More
Mar 16, 2012
Barbara J. Rice replied to T Arnold's discussion Citibank Process in the group Citi Bank
"No, they do not require you submit financial docs first. You can go ahead and list first if you want. If it might be a HAFA short sale though everyone would probably benefit by contacting Citi first and getting into HAFA review. It shortens the time…"
Jan 25, 2012
Jan Sanderlin replied to T Arnold's discussion Citibank Process in the group Citi Bank
"It is very helpful to have the short sale pack complete when submitting, you can list the property before submitting...Just know that you will have to update the info as you move through the process to final negotiation and approval...I also require…"
Jan 25, 2012
T Arnold added a discussion to the group Citi Bank
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Citibank Process

Does Citibank require the Seller to submit financial documentation prior to listing property with an agent?  This will be my first Citibank Standard Short Sale, and unsure of their process. Thank you in advance for your help.TinaSee More
Jan 25, 2012
T Arnold joined Wendy Rulnick's group
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Citi Bank

Citi Short Sale InformationSee More
Jan 25, 2012
T Arnold replied to T Arnold's discussion Can I submit short sale package prior to purchase offer? in the group Wells Fargo Short Sales
"Thank you Tara, Okay, so no uploading information to Equator, until I have an offer in hand. I will have seller gather all documentation so we are ready. I was award of the Jan. 2009 guideline, but was hoping that Wells offered their own type of…"
Oct 1, 2011
Tara Polley replied to T Arnold's discussion Can I submit short sale package prior to purchase offer? in the group Wells Fargo Short Sales
"Sorry Tina,  Seller is not eligble for HAFA if the loan was originated after January 2009. Unless it's an FHA, you'll have to go Traditional and wait for an offer. Just have all the financials, tax returns, hardship letter, etc ready…"
Oct 1, 2011
T Arnold added a discussion to the group Wells Fargo Short Sales
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Can I submit short sale package prior to purchase offer?

I have done a few  short sales, but this is my first Wells Fargo Short Sale listing. Can I submit the application through Equator, prior to receiving a purchase contract, to help move things along? I also heard that it will go through HAFA first?There is one loan, it was a refinance, on a primary residence, loan amt 290K, property value about $225K in California. The refinance was done after January 2009. Does Wells Fargo have their own HAFA program that the seller could possibly qualify for? …See More
Oct 1, 2011
T Arnold joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Sep 30, 2011

Profile Information

First Name
T
Last Name
Arnold
State
CA
City
San Diego

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