Rita Boswell
  • Female
  • Dublin, OH
  • United States
  • Ohio
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Latest Activity

Rita Boswell joined Sara Mehrpouyan Los Angeles CDPE's group
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PennyMac Loan Servicing

This group is for information, tips and solutions for PennyMac Short Sales.See More
Jan 23, 2015
Rita Boswell joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loans Ph#: 1-800-365-7900 Fx#: 1-866-563-9508See More
Apr 11, 2014
Rita Boswell joined Jim Schneider's group
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Freddie Mac

Information on Freddie Mac, one of the largest mortgage investors in the world.See More
Apr 11, 2014
Rita Boswell joined James ferebee jr's group
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OCWEN

Ocwen short sale informationThis group is for information, tips and solutions for OCWEN short sales.See More
Mar 15, 2014
Rita Boswell commented on Stephanie Lim's group Carrington Mortgage Services
"Has anyone recently worked a short sale with Carrington Mortgage?  I just got approval on one and it was super quick and simple with no financials required.  The frustrating thing is they are reducing the commission to 5%.  You…"
Mar 6, 2014
Rita Boswell joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
Mar 6, 2014
Rita Boswell joined Wendy Rulnick's group
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
Jan 24, 2014
Paola Martinsen replied to Rita Boswell's discussion HAFA when first is paid fully? in the group Wells Fargo Short Sales
"If the first is getting paid in full, which sounds like the case, then they wont do any type off SS (hafa or traditional). At that point you are only shorting the second."
Jan 2, 2014
Jim McCormack replied to Rita Boswell's discussion HAFA when first is paid fully? in the group Wells Fargo Short Sales
"If the 1st mortgage is not short then just get a full payoff letter, sell the house to the best buyer and take out the sale expenses and 1st payoff on the HUD1. Whatever is left over is the short pay on the 2nd. These short sales are easy compared…"
Dec 30, 2013
Rita Boswell added a discussion to the group Wells Fargo Short Sales
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HAFA when first is paid fully?

Need expert opinion.  Client has Wells Fargo (Fannie Mae) loan and owes about $69k + fees and has a 2nd mortgage with Huntington and owes $52k.  He was told that he can apply for a DIL.  Sheriff sale in Feb.  He wants to try a short sale and estimated value of home is about $145k.  He asked me to discount my commission to 5% since he doesn't know how much fees are on the 1st.  Can he still get in the HAFA program even if Wells Fargo gets paid fully and, if so, can the 2nd get paid more than the…See More
Dec 30, 2013
Rita Boswell replied to Rita Boswell's discussion HELP - Need PNC Escalation Contact in the group PNC Bank
"The challenge is that the 2nd will NOT provide a short sale approval since they WILL make more money having it go to the sheriff sale (remember pay off to PNC is $285k and minimum bid at the sale is $316k leaving about $25k for the 2nd…"
Nov 18, 2013
SE Davis replied to Rita Boswell's discussion HELP - Need PNC Escalation Contact in the group PNC Bank
"Ohio is a judicial foreclosure state right? I'm not sure how that process is affected after BK 7 discharge. PNC is tough to deal with. It sounds like they may be restricted on valuation based on Ohio's foreclosure statute requiring a…"
Nov 18, 2013
Rita Boswell replied to Rita Boswell's discussion HELP - Need PNC Escalation Contact in the group PNC Bank
"My apologies. Located in Ohio.  Had a buyer at $285,000, they walked, then got another buyer at $270,000.  Yes, BK has been discharged.  Yes, the decision lender is with the 2nd, Emerald Bank. I have sent a detailed explanation with…"
Nov 18, 2013
SE Davis replied to Rita Boswell's discussion HELP - Need PNC Escalation Contact in the group PNC Bank
"Rita your post is very confusing. What state is the property located? How much is the buyers purchase contract price? Has your clients BK been discharged? Has the BK Courts “lift of stay” hearing been held? Usually these hearings…"
Nov 18, 2013
Rita Boswell added a discussion to the group PNC Bank
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HELP - Need PNC Escalation Contact

I need a escalation contact for PNC.  The sheriff sale is scheduled for Dec.20th.  The sheriff appraised the house at a ridiculous value of $474,000.  The auditor appraisal is $365,400 so that should tell you this is an error.  The problem we have with this is that PNC's full payoff is $285,000 and the 2nd mortgage is a local bank with an outstanding balance of about $100k.  PNC is requiring a short sale approval from the 2nd for $6000 before they will provide us with their approval.  My…See More
Nov 18, 2013
Rita Boswell joined Bryant Tutas's group
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PNC Bank

Help with PNC short sales.See More
Nov 18, 2013

Profile Information

First Name
Rita
Last Name
Boswell
Are you a...
Agent
State
Ohio
City
Dublin, Worthington, Westerville, Powell, Galena, Delaware, Hilliard, Upper Arlington
My Profile
SHORT SALES ARE MY AREA OF EXPERTISE SINCE I HAVE OVER 7 YEARS EXPERIENCE WORKING SHORT SALES. PRIOR TO BEING A REALTOR I WAS AN INVESTOR WHO SPECIALIZED IN BUYING SHORT SALE PROPERTIES IN THE CENTRAL OHIO AREA, INCLUDING DUBLIN, WORTHINGTON, WESTERVILLE, GALENA, DELAWARE, POWELL, HILLIARD AND UPPER ARLINGTON.

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