Phil Hanner
  • Male
  • Port Orange, FL
  • United States
  • Florida
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Phil Hanner commented on James ferebee jr's group OCWEN
"THE MESSAGE I SENT TO FNMA AND OCWEN'S ESCALATION DEPARTMENTS - 12 OFFERS SO FAR:   "STARTED THIS FILE IN OCTOBER OF 2012 WHEN IT WAS UNDER HOMEWARD RESIDENTIAL. DEALS HAVE BEEN KILLED DUE TO MERGERS, VALUATION DISPUTES, ETC. WE…"
May 12, 2014
Phil Hanner commented on James ferebee jr's group OCWEN
"They WILL NOT accept digital signatures. Had to redo the AS IS in order to comply.  "
Apr 30, 2013
Phil Hanner commented on James ferebee jr's group OCWEN
"OCWEN insists that the ARMS LENGTH affidavit be notarized by seller, list agent, buyer, buyers agent - who are all in different cities. IS this a BS stall tactic or does OCWEN really intend to close this deal?"
Apr 30, 2013
Phil Hanner joined James ferebee jr's group
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OCWEN

Ocwen short sale informationThis group is for information, tips and solutions for OCWEN short sales.See More
Mar 26, 2013
Phil Hanner replied to Lilibeth Rose's discussion Are the sellers allowed to pay the difference in commission if the lender offers less than the seller agreed to?
"I have one and they only want to pay each side $350. Then they wonder why the buyers agent is nearly MIA...  "
Feb 14, 2012
Phil Hanner replied to Lilibeth Rose's discussion Are the sellers allowed to pay the difference in commission if the lender offers less than the seller agreed to?
"Amen. I would delete such comments.  "
Feb 14, 2012
Phil Hanner replied to Gustavo's discussion Commission Dispute
"What if the commission is reduced to ZERO or $50?    Are you obligated to participate if you are not being paid at all?"
Feb 6, 2012
Phil Hanner replied to Julie Wilkinson's discussion How to stop short sale lenders from automatically cutting our commission
"I am doing one with Prosperity Bank. They are offering $375 commission per side. It is a low dollar vacant land deal but they blew a $40K land deal over $250. Gotta hang tough and demand compensation.    "
Jan 24, 2012
Phil Hanner replied to Donna Paul's discussion FBI Focusing on Real Estate Brokers- Submit ALL offers
"I do not believe the FBI is investigating short sales. They are investigating bidding at foreclosure auctions for antitrust violations.    There is no fraud in submitting a single contract for approval. I will never submit multiple…"
Mar 13, 2011
Phil Hanner replied to Kelly Courvisier's discussion approval letter issue.... in the group Chase
"I had the same thing happen. PMI was actually the ones insisting on prom note in my case. Went directly to PMI and they would not relent - Chase and PMI insisted on promissory note for $30K. The seller would not sign, the property will be sold at…"
Feb 11, 2011
Ben Benita replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"When we have done it, like Jeff, the response is VERY timely, 7 to 10 days.   The QWR is also the documetn used for forensic loan audits....once the bank is aware you MAY do this, thye again tend to be VERY cooperative. As with ANYTHING on a…"
Jan 17, 2011
Jeff Payne replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"Larry, I have only needed to do this a few times last year, once with EMC and once with Indy Mac, and both times the seller had  a letter sent back to them with the information in less than a week.  This was for PMI companies and not the…"
Jan 17, 2011
Larry Davis replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"You are making a good suggestion on QWR:  However in practice there is a huge time delay. Meaning most banks will take at least 60 days to get the QWR  to you and in practice it turns out closer to 75 -90 days. Plus initially it is usually…"
Jan 16, 2011
Phil Hanner replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"Thanks all. Ben - will be emailing you shortly.   Phil"
Jan 14, 2011
Ben Benita replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"Jeff is correct on the QWR (you can also use this to find out who the Ivnestor is on the loan).   Send me an e-mail, [email protected], and I will get you a copy of what we use.   "Delegated authority" comes when the Servicer…"
Jan 14, 2011
Jeff Payne replied to Phil Hanner's discussion FINDING OUT WHO PMI COMPANY IS ON CHASE LOAN in the group Chase
"Phil, You may have to send them a QWR, qualified written request, to find out who you are dealing with.  PMI is tough to deal with because they have to write a check to Chase for part of the loss but you should be able to get it reduced or down…"
Jan 14, 2011

Profile Information

First Name
Phil
Last Name
Hanner
Are you a...
Agent
State
Florida
City
Daytona Beach (Port Orange)
My Profile
Short sales since 2004. REO list agent since 2007.

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