Pat Hood
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Pat Hood's Discussions

What Are the Federal restrictions and requirements on the short sale arms length affidavit?

Started this discussion. Last reply by Pat Hood Feb 9. 4 Replies

Appreciate any information,Have approval from Ocwen and BAC on a short sale but Ocwen's arms length affidavit states buyer cannot resell for more than 120% of short sale price until the 91st day…Continue

Typical percentage to settle BAC HELOC?

Started this discussion. Last reply by Pat Hood Dec 21, 2016. 4 Replies

Hello,Just got Ocwen approval on a 1st lien but have a $49,500 HELOC with BAC. Ocwen has offered $2000 to BAC. I know they will want more as a HELOC than a second mortgaqe. 10% reasonable?  Or is…Continue

Ballpark on HELOC 2nd's realistic settlement percentage?

Started this discussion. Last reply by Pat Hood Nov 15, 2015. 4 Replies

Hi...Short sale with Chase first and $98,000 HELOC with Everbank. Investor on 2nd is River Source Life Insurance Company, Minneapolis, Mn.Everbank has rejected my first HUD where I offered them…Continue


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Cave Creek
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Agent since 2002. Short sales since February, 2009.Joined Short Sale Genius for training.Found a passion in helping homeowners and "getting the deals done!"Have found my "stubborn" and "persistent" personality actually work well with short sales! Learn more with every deal I do! Life before real estate: teacher, MS in counseling, VP of Marketing for real estate company in Chicago, and President and owner of Association Management Company in Scottsdale... Looking forward to a group of professionals where we can exchange ideas and give and get help!

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