Paddy Deighan, Esq
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Paddy Deighan, Esq joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 20, 2013
Justin Berry liked Paddy Deighan, Esq's blog post US Supreme Court Issues RARE Real Estate Decision
Jul 4, 2013
Kevin - Greenville, SC liked Paddy Deighan, Esq's blog post US Supreme Court Issues RARE Real Estate Decision
Jul 4, 2013
Bryant Tutas liked Paddy Deighan, Esq's blog post US Supreme Court Issues RARE Real Estate Decision
Jul 4, 2013
Paddy Deighan, Esq posted blog posts
Jul 3, 2013
Paddy Deighan, Esq replied to Ismael Medina's discussion NJ-NationStar does not want to cover oil tank remediation. Anybody with the same problem?
"NS never pays for oil, septic and similar repairs..seems to be a policy they have"
Jun 2, 2013
Paddy Deighan, Esq replied to Rob Olson's discussion Foreclosure after discharged bankruptcy
"the foreclosure is more of a credit issue...not a legal issue. Even the tax ramifications are nullified by the bankruptcy"
Jun 2, 2013
Paddy Deighan, Esq replied to ERIC MOBLEY's discussion Bank of America and LLC problem
"BofA does not like LLC buyers....most major lenders do not like them.  However, by itself, it is not a problem and my guess is that there is something else in addition to this that is a problem. Frequently, teh proof of funds of an LLC are…"
Nov 11, 2012
Paddy Deighan, Esq replied to Valerie Pressley's discussion Does a Deed in Lieu Prevent a Security Clearance?
" A DIL can affect security clearance but it does not do so automatically. There are many factors: what branch of the government, what level of clearance etc.?? A short sale can affect clearance too. The best thing for the home owner to do is to…"
Nov 11, 2012
Paddy Deighan, Esq replied to Tanyia Pfennighausen's discussion BofA Short sale question from a Buyer
"I now that it is frustrating, but this is not a long time yet.  Whoever is negotiating the short sale should start contacting the servicer every other day. Once the BPO/appraisal is performed it is a matter of days before an offer should be…"
Sep 26, 2012
Paddy Deighan, Esq replied to KARLA ELKEBIR's discussion Approved Short Sale...Buyer/Agent Holding Closing!
"be very careful with this,,if BofA finds out that the buyer is a broker, they may kill the deal. BofA has in informal policy that they do not want agents buying their distressed properties. Paddy Deighan J.D. Ph.D http://www.homesavers.pro"
Sep 26, 2012
Paddy Deighan, Esq replied to Cheryl Retterath's discussion When the Debt Forgiveness Act ends in December, will Short Sales also end... or not?
"NationStar was the first and Green Tree was the second. It was a non-HAFA deal...I always have clients opt out of HAFA"
Sep 26, 2012
Paddy Deighan, Esq replied to Cheryl Retterath's discussion When the Debt Forgiveness Act ends in December, will Short Sales also end... or not?
"trust me, I know this stuff...in most states, judgments last at least eight years but many are automatically renewed. A 10 year judgment that automatically renews for 20 years is effectively a 20 year judgment. Other states allow a judgment to be…"
Sep 24, 2012
Paddy Deighan, Esq replied to Cheryl Retterath's discussion When the Debt Forgiveness Act ends in December, will Short Sales also end... or not?
"I have done work in 41 states and the tax issues vary from state to state. I do not know what "conclusion" you are referring to. I have never lost a tax case on this issue. The credit and judgment issues are pretty standard too. Credit is…"
Sep 24, 2012
Paddy Deighan, Esq replied to Cheryl Retterath's discussion When the Debt Forgiveness Act ends in December, will Short Sales also end... or not?
"I have read many comments to this post that suggest that the clients do not have money are are not afraid of a foreclosure judgment or deficiency judgment. Folks, realize that the judgment lasts for 20 years...the credit aspect may be about 7 years.…"
Sep 24, 2012
Paddy Deighan, Esq replied to Cheryl Retterath's discussion When the Debt Forgiveness Act ends in December, will Short Sales also end... or not?
"Most sellers can get around the tax issue on the FEDERAL side without too much difficulty.  I utilize a four prong legal attack and I have sat down with senior IRS revenue agents that admitted that they "cannot disagree with me"...the…"
Sep 24, 2012

Profile Information

First Name
Paddy
Last Name
Deighan
Are you a...
Attorney
State
Nevada
City
Las Vegas
My Profile
foreclosure attorney for two of the nation's largest banks; foreclosure defense specialist, short sale attorney; also a real estate investor

Paddy Deighan, Esq's Blog

US Supreme Court Issues RARE Real Estate Decision

Posted on July 3, 2013 at 1:31am 0 Comments

There was a little known Supreme Court decision that did not receive the same fanfare as some of the other cases before the Court. The recent property-rights ruling went in favor of landowners and land developers. The ruling could have far-reaching effects on how government handles property owners’…

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Litigation Reveals ASTOUNDING Claims against Bank of America

Posted on July 3, 2013 at 1:29am 0 Comments

Well, the happy news out of BofA’ville just never seems to end. Last month I read that according to their CEO, Bank of America’ problems are behind them!!!! Really??  Wall Street is buying it but I am not!!! Recent litigation has revealed numerous…

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Principal Reduction in Loan Modification

Posted on July 3, 2013 at 1:28am 0 Comments

Well, it seems there is a bit of hypocrisy coming out of Washington for a little change of pace. President Obama announced his nomination of congressman Mel Watt (D-NC) for director of the Federal Housing Finance Agency (FHFA).  Many homeowners around the country were delighted by this selection because Congressman Watt has a history of supporting principal reduction in loan modification programs.

The hope is that he will continue this…

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