Om Hans
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Linda Cadotte replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"Craig, That was quite awhile ago.   It was a struggle.  I called many internet search finds looking for highest level folks related to US Bank.   One call led to "success" but not sure which.  A secretary in a different…"
Dec 17, 2014
Craig Bartels replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"Hi Linda, Do you recall who you talked with?  I can't get anywhere with a file that for 10 months has a cash offer that meets net.  It's been in "underwriting" stage for a month and I can't get anyone to give me…"
Dec 16, 2014
Ella replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"Mine took about over one year to receive the approval. We got denied at the very beginning and recently just received approval notice. Both 1st and second waive their deficiency and they even gave sellers $3000 incentives. It's a long battle I…"
Aug 14, 2013
Sara Pichelmann replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"Good question, they don't seem to be very open about the process. Has anyone had a good experience ?    How long between processor and negotiator, to aproval"
Aug 12, 2013
Ella replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"congrat! Seems U.S. bank is getting back right on the track now~"
Aug 1, 2013
Om Hans replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"Our offer was submitted around 4/11. Just learnt yesterday that it has been approved"
Jul 30, 2013
Ella replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"How long have you been waiting for file for a final decision?"
Jul 30, 2013
Linda Cadotte replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"  Processing with US Bank is the task of ensuring that all the documents needed are gathered for sending to the negotiator. This means they also have the BPO report back.  (Multiple re-sends of docs they already have)  My…"
Jul 26, 2013
Nolberto replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"A processor is person who gathers all SS documentation required by the mortgage Company to provide to a negotiator. The negotiator will check delegations (what type of workout the investor may allow with particular type of loan). Once, the…"
Jul 25, 2013
Pattilynn Guilford replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"When the appraisal is ordered and performed .. sent back to the bank .. reviewed by the bank .. counter offer or accepted .. its in underwriting."
Jul 25, 2013
Om Hans added a discussion to the group US Bank
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Processing versus Underwriting Stage

What is the definition of processing versus underwriting stages. When I should know that my file is in underwriting stage? See More
Jul 25, 2013
Om Hans replied to Om Hans's discussion Strange Sequence of Events in my process. Has anyone experienced similar issue? in the group US Bank
"We got BPO done again on 6/21. The relationship officer informed on 6/28 that file has been forwarded to short sale management for approval. Is this stage underwriting or what this stage is?"
Jul 25, 2013
Om Hans replied to judith traynor's discussion Has anyone ever closed a US Bank short sale? in the group US Bank
"My case is not FHA file. US bank itself investor in this case. The relationship manager is using term "Short Sales Management" for final decision. It might be another term for underwriting , I do not know. My BPO was…"
Jul 25, 2013
Om Hans replied to K C's discussion Offer Under Senior Management Review
" I am in 4 month of this transaction. Submitted packed, HUD and BPO has been done (6/21). Thirty days ago the relationship manager told us that file has been forward to management for final approval. Is this underwriting stage? Any experience…"
Jul 24, 2013
Om Hans replied to judith traynor's discussion Has anyone ever closed a US Bank short sale? in the group US Bank
"We were told 30 days ago that our file has been forwarded to management for final approval (after BPOs and all other stuff). What is this stage? Is the management underwriting stage or some other stage?"
Jul 24, 2013
Om Hans replied to judith traynor's discussion Has anyone ever closed a US Bank short sale? in the group US Bank
"Our relationship agent is telling us that file is with management for final approval. Is it underwriting stage or different stage? We are approximately 30 days out with no response at this time. The relationship agent told us that it can take upto…"
Jul 24, 2013

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First Name
Om
Last Name
Hans
Are you a...
Buyer
State
WA
City
Redmond

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