Melissa Trimarche
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Melissa Trimarche replied to Sharon Burgos's discussion Need Advice, FC Sale Scheduled May 21! in the group NationStar Mortgage
"Hi, A lender will never guarantee cancellation or postponement of a sale, but you have 15 days which should be enough time. Ordering title means they need to look at any potential liens (judgements, loans, tax) recorded against the property. …"
May 6, 2015
Melissa Trimarche replied to Melissa Trimarche's discussion Need Help with Approved Bayview Short Sale in the group Bayview Loan Servicing
"Thank you for your input... and sorry for the delayed response.  BLS approved the buyer paying additional funds it just took them 10 days to re-review so we were all in fear and limbo mode.  Lesson learned! "
Mar 30, 2015
Brett Goldsmith replied to Melissa Trimarche's discussion Need Help with Approved Bayview Short Sale in the group Bayview Loan Servicing
"The investor and mortgage servicers guidelines on the 1st lien do determine whether contributions can show on the Est. HUD to subordinate lien holders. RTR always likes to ask for more money than a 1st lien holder typically allows and this is why…"
Mar 23, 2015
Melissa Trimarche added a discussion to the group Bayview Loan Servicing
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Need Help with Approved Bayview Short Sale

Hello, We have an approved Bayview short sale in CA.  Bayview would not approve the Hud-1 since the buyer is paying the deficiency on the 2nd.  They rejected the Hud-1 and said they need to send the file back for investor approval (BofA is the investor). I have processed at least 100 short sales in the 4 years licensed.  I have never seen this before.  The 2nd lien Real Time Resolutions does not issue approval prior to 1st lien approval. Would anyone out there in this community have any…See More
Mar 23, 2015
Melissa Trimarche joined Jim Schneider's group
Mar 23, 2015
Melissa Trimarche commented on Wendy Rulnick's group Citi Bank
"Hi.  Just wanted to provide some info on the HELOC department @ Citi.  FAX TPA to main fax:  1-866-963-0657 Follow up in 48 hours. Then contact department at 1-866-524-9911"
Jun 16, 2014
Melissa Trimarche replied to BJ Stulles's discussion SPS won't put payoff to 2nd lender on its approval letter, defying title company's demand in the group SPS Select Portfolio Servicing, inc
"Ps. The approval letter should show net proceeds to 1st and escrow can calculate extra funds less settlement and fees (commissions). So it wouldn't be that unusual to no see a line item in the approval letter for 2nd payoff."
Jun 13, 2014
Melissa Trimarche replied to BJ Stulles's discussion SPS won't put payoff to 2nd lender on its approval letter, defying title company's demand in the group SPS Select Portfolio Servicing, inc
"Well--did you receive the 2nd lien approval/settlement offer? Who is the 2nd with?"
Jun 13, 2014
Melissa Trimarche joined Jason Jerzewski's group
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Union Bank

Info to assist when dealing with Union Bank1-800-888-5990See More
Jun 9, 2014
Melissa Trimarche commented on Bryant Tutas's group PNC Bank
"Does anyone have escalation department fax or contact for PNC 2nd lien department.  We have 1st approval and unresponsive rep over there.  This was previously approved 2nd HAFA short sale, but they would not extend due to new CFPB…"
Mar 25, 2014
Melissa Trimarche joined Bryant Tutas's group
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PNC Bank

Help with PNC short sales.See More
Mar 25, 2014
Melissa Trimarche replied to TOP END Properties's discussion Ocwen not extending closing dates from approvals prior to 3/1/14 .. Blames Consumer Finance Protection Bureau (CFPB) in the group OCWEN
"Seems odd, but on another file with PNC they advised me the CFPB requires a change in paperwork requirements effective in Jan. so we had to submit a new package on previously approved expired short sale, no extensions could be granted due to new…"
Mar 20, 2014
Melissa Trimarche replied to Debbie Heaton's discussion Nationstar New Policy all Private Investor Own Loans are required to use AUCTION.com in the group NationStar Mortgage
"You bring up an interesting point and guidelines would vary from each board of realtors. In our case we were required ( outlined in the participation agreement to insert Auction.com verbiage /contingent on our MLS rules), which in our case…"
Feb 11, 2014
Melissa Trimarche replied to Debbie Heaton's discussion Nationstar New Policy all Private Investor Own Loans are required to use AUCTION.com in the group NationStar Mortgage
"Presumably, Christopher if it's initiated in EQ there is already an offer. Also forgot to mention, when I contacted Nationstar on a general question: do all Nationstar shortsales=Auction.com, they advised me yes. However we are in CA. Not sure…"
Feb 11, 2014
Melissa Trimarche replied to Debbie Heaton's discussion Nationstar New Policy all Private Investor Own Loans are required to use AUCTION.com in the group NationStar Mortgage
"We have done two Nationstar/Auction.com short sales, both had liens.. one had a giant tax lien and Nationstar was sympathetic and allowed two extensions in order to settle the issue with the IRS.  On the other property, there was a large HOA…"
Feb 11, 2014
Melissa Trimarche commented on Wendy Rulnick's group Citi Bank
"Yes I thought that is was customary to notify the borrowers of service release.  We use county records research to check sale dates.  I really appreciate your comment and yes... I will email you."
Dec 3, 2013

Profile Information

First Name
Melissa
Last Name
Trimarche
Are you a...
Agent
State
CA
City
Laguna Beach

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