Melissa Polce
  • Female
  • Charlotte, NC
  • United States
  • North Carolina
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Melissa Polce's Friends

  • george chris verdugo
  • Cindy Kidd
  • Pete Peralta
  • Tim Damiano
  • Michael Ackerman, CRS, SFR,
  • The Negotiator
  • Kemp Hooper
  • jeni lamberto
  • jim coddington
  • Ben Benita
  • Dave Sulvetta
  • Donna Perry
  • Ray Saenz
  • Mori Langshaw Sr
  • Debe Maxwell

Melissa Polce's Discussions

looking for Decision Makers at US Bank

Started this discussion. Last reply by Melissa Polce Sep 30, 2014. 6 Replies

Ugh, anyone know what variance would take 30 days? I dont...That is the latest bs i have been told...i need an email or direct # to a decision maker...they are getting more $ back than required net,…Continue

Banks Starting To Assign Short Sales Directly to Brokerage Firms?

Started this discussion. Last reply by TOP END Properties Aug 12, 2012. 87 Replies

Hearing through the RE Grape Vine, these are coming...we were sent a review from Citi in conjunction with Keller Williams that they were partnering on Short Sale/delinquent homeowners...heard also…Continue

Tags: polce, melissa, banks, sales, short

Bank Of America

Started this discussion. Last reply by Jeff Payne Nov 9, 2009. 1 Reply

Anyone know a good system for them? They say to my seller...your just 1 in a stack of hundreds...but with the sheer number of Short Sale offers that they must have, they could probably get alot off…Continue

Tags: america, of, bank

 

Melissa Polce's Page

Latest Activity

Melissa Polce added a discussion to the group 21st Mortgage
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Dear Lord, 21st Century 1st Lien, where oh where is my SS Packet?

I guess with every easy deal you get ...you can even it out with a horrible experience or 2...so I just received a SS today and the only mortgage lien is 21st Century...do they even have a SS packet? How are they with being the only lienholders? Help, Help, Help...much appreciated!See More
Apr 22, 2015
Melissa Polce joined Chad Stewart's group
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21st Mortgage

21st Mortgage Corporation  620 Market Street, Suite 100  Knoxville, TN 37902 They seem to be a very tough 2nd short sale lender.See More
Apr 22, 2015
Melissa Polce posted a status
"Finding more real estate agents trying to do short sales again that have NO BUSINESS in doing them #theyhavenoideawhattheyaredoing"
Jan 15, 2015
Kevin - Greenville, SC commented on Melissa Polce's blog post 2014 TAX RELIEF TO SHORT SALE FORGIVEN DEBT PASSES
"The Bill still needs to pass the Senate and be signed into Law by the President."
Dec 16, 2014
Andrew Elkins liked Melissa Polce's blog post YES I Conquered: Another "Notch" in My Belt of Short Sales
Dec 14, 2014
Andrew Elkins liked Melissa Polce's blog post 2014 TAX RELIEF TO SHORT SALE FORGIVEN DEBT PASSES
Dec 14, 2014
Melissa Polce posted a blog post

Best Quote I Have Ever Heard to Tell Regular Agents

Most Short sales once approved, go off without a hitch...however there are those few agents who like to buck the trend, who think they are doing their buyers some good use when trying to extend or back out Closing Dates that must be met...I for one have 1 of those right now...who keeps sending an addendum to extend, who wants to try and protect the buyers Earnest Money...JUST STOP I want to say...why don't you just focus on getting your buyers loan closed.."This is short sales, they don't close…See More
Dec 8, 2014
Wendy Rulnick liked Melissa Polce's blog post 2014 TAX RELIEF TO SHORT SALE FORGIVEN DEBT PASSES
Dec 5, 2014
Melissa Polce posted a blog post

2014 TAX RELIEF TO SHORT SALE FORGIVEN DEBT PASSES

In a long expected vote by the House of Representatives, HR 5771 was passed today just after 3 pm ET.  HR 5771 in section 102 provides for the extension of the presently expired Mortgage Debt Forgiveness Act, which expired at the stroke of midnight December 31, 2013.  The law is now extended though December 31, 2014.  Efforts to have the extension for 2 years failed.  Interestingly the bill, introduced just days ago, was given a 10% chance of passage on Monday by Govtrack.US website.Those who…See More
Dec 4, 2014
Wendy Rulnick commented on Melissa Polce's blog post YES I Conquered: Another "Notch" in My Belt of Short Sales
"Congratulations, Melissa!  Great story!"
Nov 20, 2014
Wendy Rulnick liked Melissa Polce's blog post YES I Conquered: Another "Notch" in My Belt of Short Sales
Nov 20, 2014
Melissa Polce commented on Wendy Rulnick's group Chase
"Does anyone remember the % to "bpo/appraised" value Chase likes to get, in order to approve a regular conventional/jumbo short sale? Example: offer 650K, bpo came in at 690K, so they "soft countered" asking if buyers would come…"
Oct 30, 2014
Melissa Polce posted a blog post

YES I Conquered: Another "Notch" in My Belt of Short Sales

It's like winning the lottery...well maybe, it's like climbing a mountain...small exaggeration, OK, it is most like the 20 ft putt that drops in to win a masters...you know, leg kick with fist high up in the air...Yep, it's most like that...the feeling of Bank Approval...because the road to get there has been down right dirty...No homeowner should need to go through what Short Sale Clients go through but each one of them are troopers, I feel we share a bond at closing most clients and agents…See More
Oct 29, 2014
Melissa Polce commented on Jeff Payne's group US Bank
"so...I am a good internet searcher...I have ran across some goodies of emails and phone #'s...I am going to get this letter sent today and if all goes well...I will share...I mean hands down...Mr. Davis just relocated to Charlotte, NC for US…"
Oct 22, 2014
Melissa Polce replied to Jennifer Luna SFR's discussion CLOSING IN AN HOUR - waiting on final HUD approval in the group US Bank
"hope you got this closed, I cc ryan petrey on everything with no help"
Oct 22, 2014
Melissa Polce commented on Jeff Payne's group US Bank
"I absolutely need a person email or phone # who can actually move my sitting file for US Bank..I am having a very unacceptable short sale...I basically stalk my negotiator who doesn't do a thing, property has virtually sat for 3 months ready to…"
Oct 22, 2014

Profile Information

First Name
Melissa
Last Name
Polce
Are you a...
Agent
State
North Carolina
City
Charlotte, Mooresville, Denver, Waxhaw, Concord, Huntersville, Cornelius, Davidson
My Profile
Having completed my first Short Sale in 1999, I never knew that transaction would come in handy all these years later...my motto; the messy-er the Short Sale, the more I like 'em! Serving Charlotte, NC & the surrounding Counties. Please call me & TheShortSaleAgents team...we can help!

Melissa Polce's Blog

Best Quote I Have Ever Heard to Tell Regular Agents

Posted on December 8, 2014 at 8:40am 0 Comments

Most Short sales once approved, go off without a hitch...however there are those few agents who like to buck the trend, who think they are doing their buyers some good use when trying to extend or back out Closing Dates that must be met...I for one have 1 of those right now...who keeps sending an addendum to extend, who wants to try and protect the buyers Earnest Money...JUST STOP I want to say...why don't you just focus on getting your buyers loan closed..

"This is short sales, they…

Continue

2014 TAX RELIEF TO SHORT SALE FORGIVEN DEBT PASSES

Posted on December 4, 2014 at 7:05am 1 Comment

In a long expected vote by the House of Representatives, HR 5771 was passed today just after 3 pm ET.  HR 5771 in section 102 provides for the extension of the presently expired Mortgage Debt Forgiveness Act, which expired at the stroke of midnight December 31, 2013.  The law is now extended though December 31, 2014.  Efforts to have the extension for 2 years failed.  Interestingly the bill, introduced just days ago, was given a 10% chance of passage on Monday by Govtrack.US…

Continue

YES I Conquered: Another "Notch" in My Belt of Short Sales

Posted on October 29, 2014 at 4:31pm 1 Comment

It's like winning the lottery...well maybe, it's like climbing a mountain...small exaggeration, OK, it is most like the 20 ft putt that drops in to win a masters...you know, leg kick with fist high up in the air...Yep, it's most like that...the feeling of Bank Approval...because the road to get there has been down right dirty...

No homeowner should need to go through what Short Sale Clients go through but each one of them are troopers, I feel we share…

Continue

SHORT SALES ON THE DECLINE...and then there were over 10

Posted on September 30, 2014 at 2:15pm 0 Comments

I remember writing earlier this year that I had finally gotten to the point of only having very few Short Sales ...it wasn't but 30 days or so later...when out of nowhere...Came A Batch...not just 5 or 6...but over 10...WHAT? What had happened? Where are these coming from? And you know…

Continue

Comment Wall (3 comments)

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At 6:35pm on March 31, 2010, Donna Perry said…
Thanks, Melisssa. It wasn't easy. I now have a new offer and we'll see where it goes.
For now it's cancelled. Seems to take an Act of Congress to get anything done with BOA.
I am wondering if it's getting better for anyone else. I'm over a year now with this short sale.
Third offer at much less money.........
r
At 12:00pm on January 13, 2010, Debe Maxwell said…
Silly girl! It's none of the ones that ACTUALLY do short sales--this guy's just blowing smoke!!! Thanks for the connect--I didn't even realize that we weren't connected here!
At 9:05am on November 9, 2009, Melissa Polce said…
Short Sale Expert, Serving Charlotte, Mecklenburg, Lake Norman, Ballantyne, Iredell, Catawaba,Union, Cabarrus, & Lincoln Counties. Please email me for information!
mjpolce@kw.com
 
 
 

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