Linda Cadotte
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Linda Cadotte's Discussions

Citi Financial Investor Contact needed

Started this discussion. Last reply by Brian Avery Mar 31, 2014. 3 Replies

I have a Greentree SS listing where the negotiator will not reduce price or pay 3% closing costs.  Loan is   a non-GSE loan and GT says the investor is Citi Financial.I'd like to speak with some…Continue

US Bank Escalation Contact Needed

Started this discussion. Last reply by Om Hans Jun 26, 2013. 15 Replies

Who can I call?  The negotiator repeatedly escalates to his supervisor to no avail.  Property with SS package and offer sent in.  Can't even get them to close to Loan mod and open to SS.  How will I…Continue

VA Wells Fargo seller needs relocation "incentive" money - possible?

Started this discussion. Last reply by Linda Hamilton Jan 25, 2013. 6 Replies

My military seller is going overseas iin February.  His wife and daughter will need to relocate locally.  They need money badly to move the family into a rental.  Any experience/knowledge about…Continue

FHA waivers

Started this discussion. Last reply by Robin M. Willis Dec 9, 2012. 6 Replies

What's the liklihood of getting an FHA approved waiver to pay closing costs for buyer that is either non-FHA buyer or needs more than the 1% allowed?  what about waiver to pay for Termite and…Continue

 

Linda Cadotte's Page

Latest Activity

Linda Cadotte joined Wendy Rulnick's group
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
Aug 26, 2016
Linda Cadotte replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"Craig, That was quite awhile ago.   It was a struggle.  I called many internet search finds looking for highest level folks related to US Bank.   One call led to "success" but not sure which.  A secretary in a different…"
Dec 17, 2014
Linda Cadotte replied to Linda Cadotte's discussion Citi Financial Investor Contact needed
"Property was listed at $185,000.  We received an offer for $182,000 with 3% cc.  GT would not budge.  They wanted $185,000 and would pay only 1.5% CC.  Buyer had other options in same neighborhood in better condition, so he…"
Mar 31, 2014
Brett Goldsmith replied to Linda Cadotte's discussion Citi Financial Investor Contact needed
"Linda,        What type of loan is the buyer obtaining? Typically, they will only allow 3% closing costs if the buyer is obtaining a FHA, USDA, or VA loan. Also, getting in touch with Citi Financial directly, the…"
Mar 31, 2014
Linda Cadotte commented on Wendy Rulnick's group Citi Bank
"I have listing where GreenTree says Citi Financial is the investor.  GT says they will not lower the price  or pay 3% CC to a buyer.  Now, it has been on the market 6 mos and the property will not sell.  I paid for an appraisal…"
Mar 30, 2014
Linda Cadotte joined Wendy Rulnick's group
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Citi Bank

Citi Short Sale InformationSee More
Mar 30, 2014
Linda Cadotte posted a discussion

Citi Financial Investor Contact needed

I have a Greentree SS listing where the negotiator will not reduce price or pay 3% closing costs.  Loan is   a non-GSE loan and GT says the investor is Citi Financial.I'd like to speak with some higher up - maybe to the investor group directly in hopes of letting them know the property  will not sell at that amount.  Any suggestion of who to contact?thanx!LindaSee More
Mar 30, 2014
Linda Cadotte posted a blog post

Digital Risk

My client, whose property went to foreclosure unfortunately, has received a request for completion of information about his employment and salary from a company called Digital Risk.  They included an authorization allowing verification of information signed by the seller in 2008.A Google search revealed this company as a data gathering one which examines credit risk.  Have any of you heard about clients receiving something like this?  Do you know anything about this company?  Is it legit?  An authorization from 2008 seems pretty old to use now.  Thoughts?  thx!See More
Aug 11, 2013
Linda Cadotte commented on Russ Trinidad's blog post BOA Escalation Help! Auction is 8/23/2013.
"I suggest you use the BOA Twitter Team to help.  http:/twitter.com#!/bofa_help If that address is not right, google the BOA Twitter help team.  Send a short tweet saying you are a Realtor needing help and your phone number.  They will…"
Aug 11, 2013
Linda Cadotte replied to Om Hans's discussion Processing versus Underwriting Stage in the group US Bank
"  Processing with US Bank is the task of ensuring that all the documents needed are gathered for sending to the negotiator. This means they also have the BPO report back.  (Multiple re-sends of docs they already have)  My…"
Jul 26, 2013
Linda Cadotte replied to judith traynor's discussion Has anyone ever closed a US Bank short sale? in the group US Bank
"Is your file an FHA short sale?  My file was a Rural USDA loan.  I never had any step labeled management.  I went from processing to underwriting.  Then, if an FHA, they issue an Agreement to Participate.  Mine went…"
Jul 24, 2013
Linda Cadotte commented on Bryant Tutas's group USDA Rural Housing Loans
"I have a USDA loan that made it through US Bank finally.  Now it has been with USDA for approval for about 3  weeks.  Any one know who I can call with USDA to get it moving?  thx!"
Jul 2, 2013
Linda Cadotte joined Bryant Tutas's group
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USDA Rural Housing Loans

Here's information to help with USDA short salesSee More
Jul 2, 2013
Om Hans replied to Linda Cadotte's discussion US Bank Escalation Contact Needed
"How I can find who is the investor?"
Jun 26, 2013
Om Hans replied to Linda Cadotte's discussion US Bank Escalation Contact Needed
"Hi Seth   Did you get resolution of the file stuck in final approval? How long it took. I also have which I was informed about going into final review almost a month ago and have no answer yet."
Jun 26, 2013
Linda Cadotte replied to judith traynor's discussion Has anyone ever closed a US Bank short sale? in the group US Bank
"I totally agree with your comments.  I working on a contract ratified 4/6/13.  After much effort was able to locate a supervisor's supervisor who I think moved it forward.  Finally got it closed to loan mod and opened to…"
Jun 14, 2013

Profile Information

First Name
Linda
Last Name
Cadotte
Are you a...
Agent
State
VA
City
Chesapeake
My Profile
REALTOR with Keller Williams; CDPE

Linda Cadotte's Blog

Digital Risk

Posted on August 11, 2013 at 7:06am 0 Comments

My client, whose property went to foreclosure unfortunately, has received a request for completion of information about his employment and salary from a company called Digital Risk.  They included an authorization allowing verification of information signed by the seller in 2008.

A Google search revealed this company as a data gathering one which examines credit risk.  Have any of you heard about clients receiving something like this?  Do you know anything about this company?  Is it…

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