Laura Rivera
  • Female
  • San Ramon, CA
  • United States
  • CA
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Laura Rivera's Discussions

Listing a relative's home as short sale

Started this discussion. Last reply by Tara Semtner Dec 20, 2011. 18 Replies

Hello fabulous short sale superstars!I don't know if I had seen this question here before, but should you try and list a family member's home with you as the listing agent, of course with full…Continue

I am being harassed by short sale client's lender bill collectors

Started this discussion. Last reply by Enrique Vasquez-Plaza Aug 23, 2011. 2 Replies

How do you short sale superstars deal w/ bill collectors, not your bill collectors, but your short sale client's bill collectors. They know that the house is pending on a short sale, they said "Your…Continue

CA SB458 costs me $23.58 to close

Started this discussion. Last reply by Shari P Dec 18, 2011. 4 Replies

I think by now, most people are familiar with this CA Senate Bill 458,SB 458, Corbett. Mortgage Deficiency Judgements"Existing law prohibits a desecured by anot more than 4 units in any case in which…Continue

The offe was in the equator few minutes ago, now it is gone and I was told to start over

Started this discussion. Last reply by Dieter Diaz Aug 16, 2011. 6 Replies

First loan, B of A , second Green Tree.I uploaded an offer 2 weeks ago. I am well aware that B of A will flag this offer for HAFA, (which they did). I called Green Tree to make sure they participate…Continue

 

Laura Rivera's Page

Latest Activity

Laura Rivera replied to Leonard Williams's discussion How to ultimately "Beat Greentree". in the group Green Tree Servicing
"Thank you for this valuable information Leonard. "
Apr 11
Laura Rivera replied to Patrick Finn's discussion 2nd Green Tree Won't Take The $6,000 First Will Not Allow Agent Contribution...Non HAFA Short Sale in the group Green Tree Servicing
"Patrick, I had the same short sale scenario like what you have from last year. Both purchase money loans, 1st loan w/ B of A $440,740, 2nd w/ GT $82,639, property sold for $320,000 w/ GT only getting $6000, both no seller deficiencies. Non-HAFA…"
Feb 26
Laura Rivera joined VIctor T. Gurrola's group
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California Short Sale Superstars

Because we're a non recourse state and our laws vary slightly.
Jan 27
Laura Rivera replied to Jeff Payne's discussion Just an observation from what actual short sale sellers and buyers are asking on Short Sale Superstars
"Jeff, So true about the initial consultation, whether representing a buyer or a seller. Some listings may not be qualified as a short sale and may not close, and some buyers may not qualify to be a short sale buyer and will not be engaged in the…"
Jan 15
Laura Rivera liked Jeff Payne's discussion Just an observation from what actual short sale sellers and buyers are asking on Short Sale Superstars
Jan 15
Laura Rivera replied to Mark's discussion Why are you doing short-sales???
"Mark, I can't help but send in my reason(s).  My closed short sale listings gave me a paycheck in 2011, they averaged 2-4 months to close from offer submission,  I was fortunate to have worked with very professional buyer's…"
Dec 31, 2011
Laura Rivera replied to Mark's discussion Why are you doing short-sales???
"Jeff, I love your definition of what it takes to be a short sale agent: Your last sentence. May I use it? Happy New Year!"
Dec 31, 2011
Tara Semtner replied to Laura Rivera's discussion Listing a relative's home as short sale
"Laura,  just looked at WF's Short Sale Affidavit that was signed by all parties this month and it specifically states (a) The sale of the Mortgaged Premises is an “arm’s length” transaction, between the parties who are…"
Dec 20, 2011
Kimberley Kelly replied to Laura Rivera's discussion Listing a relative's home as short sale
"I had an agent at the office attempt this and their negotiator slammed the file shut..Arms length infringement.  I would refer it just to not waste time in case you get a stubborn negotiator.."
Dec 20, 2011
David A. Roebuck replied to Laura Rivera's discussion Listing a relative's home as short sale
"I am currently involved in a Short Sale with Chase whereby the seller and agent and the buyer and agent all had to have notarized documentation for Arms Length Agreement and in the agreement it CLEARLY stated that there could be NO connection…"
Dec 19, 2011
Jeff Payne replied to Laura Rivera's discussion Listing a relative's home as short sale
"Teresa, I agree with you, it will be up to the lender for sure.  I dont have any relatives where I live so I wont have to worry about it but if I did, I would fight the lender for all my worth if they said I could not list my families home for…"
Dec 19, 2011
Teresa Turner replied to Laura Rivera's discussion Listing a relative's home as short sale
"I listed and sold a relative's home on a short sale only to find out at the end of the transaction that the short sale would be approved but that I could not be paid. I think Jeff has a legitimate point, but I think it's just going to…"
Dec 19, 2011
Shari P replied to Laura Rivera's discussion CA SB458 costs me $23.58 to close
"$23.58? $56? $100? Are you guys kidding me? I'm must be a chump because I always end up chucking in $100 or much more to get these friggin short sales closed. I guess I'm a little sensitive because I just closed a short sale where both me…"
Dec 18, 2011
Tonia Vickery replied to Laura Rivera's discussion Listing a relative's home as short sale
"Was referred a listing from an agent who listed her son's home, B of A, and they declined because they were related. WF has an arm's length so I don't think I would go down that road.....On another note, I have negotiated a…"
Dec 18, 2011
Scott Korbin replied to Laura Rivera's discussion Listing a relative's home as short sale
"That sounds like and administrative error. No good reason."
Dec 18, 2011
Linda Kemppainen replied to Laura Rivera's discussion Listing a relative's home as short sale
"I have been told by Citbank that they would not  pay a commission if either agent was related to the buyer or seller. I had an agent submit an offer for her son and the bank refused to pay commission to her. Bank of America declined my…"
Dec 18, 2011

Profile Information

First Name
Laura
Last Name
Rivera
Are you a......
Agent
State
CA
City
Castro Valley
My Profile
•CA Department of Real Estate License #01117012, since August 1991.
•Prior to joining Coldwell Banker in February 2000, Laura was in property management.
•Supports Habitat for Humanity and volunteers for Habitat build.
•Serving Alameda and Contra Costa Counties
Credentials and Professional Affiliations
•Certified Residential Specialist, CRS, only 4% of the nation's real estate professionals have earned this designation
•Certified Distressed Property Expert CDPE
•Short Sale and HAFA Certiifed
•Graduate, Realtor's Institute, GRI
•Seniors Real Estate Specialist, SRES
•Cendant Mobility Relocation Specialist
•National Association of Realtors, California Association of Realtors
•Bay East Association of Realtors Bay East Member of Professional Standards and Ethics Committe
Full time real estate professional
•18+ years real estate experience
•Skilled negotiator
•SERVICE=Combines intelligence, efficiency, strong yet caring boundaries mixed with compassion
•LAURA WILL HELP YOU GET TO WHERE YOU WANT TO GO!
•Utilizes technology to market and sell your home
•Knowledge of the local market using the Absorption Rate Pricing
•Continous real estate education to keep up to date with ever changing real estate laws
•Laura will treat your referred clients like you want them treated.
Specialties
•Marketing and Selling single family homes, condos, townhomes, residential income properties.
•Investment properties and 1031 exchanges
•Relocation and transfers
•Counseling and finding homes for first time homebuyers, move-up buyers and sellers
•Marketing and staging consultant

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