Kimberly S. Ruley
  • Philadelphia, PA
  • United States
  • PA
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Kimberly S. Ruley's Discussions

Financial Freedom Reverse Mortgage short sale

Started this discussion. Last reply by Kathi May 22, 2014. 6 Replies

Does anyone know contact info for the senior officers of this company? I can't seem to get past the customer service reps. They tell me to keep calling back to get a supervisor and that never…Continue

Lease to Own

Started this discussion. Last reply by Brian Avery May 2, 2012. 1 Reply

Anyone ever heard of a bank accepting a lease to own on a short sale? I had an investor approach me about it.Continue

Freedom Financial Reverse Mortgage

Started this discussion. Last reply by Brian Avery Apr 19, 2012. 1 Reply

Anyone have experience with a Reverse mtg SS? I'm dealing with Freedom Financial. They take 60-90 days to respond once they have all docs. This is crazy ridiculous. I have a cash buyer paying what…Continue

Short sale held up because of pro rated taxes and lien release fee

Started this discussion. Last reply by Kimberly S. Ruley Apr 18, 2012. 4 Replies

I'm at the end of the road on a short sale with Wells/ASC. The initial HUD that the approval was based on had a closing date that has now passed. The revised HUD with a closing date in the future now…Continue

 

Kimberly S. Ruley's Page

Latest Activity

Kimberly S. Ruley posted a status
"Anyone have experience with Planet Home Lending?"
Jun 29
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Tony, I've done exactly that numerous times and have never won that battle. Any tips? SPS even asked me to do an addendum to the listing noting a max of 6% commission."
May 9
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Ok thanks all! I will wait for the underwriter's response and then move on. It's just such a low dollar sale (under $40,000) that I don't like to sell myself short"
May 9
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"In my market, the broker fee is common. It is an additional fee charge to a  buyer or seller for the coordination and legwork that's done once we go under contract on a  home. In this situation, I am a dual agent representing both…"
May 9
Kimberly S. Ruley commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Greetings! I have 2 short sales with SPS. I represent the buyer also and charge them a broker fee on line 704 of the HUD. SPS is telling me to remove it because according to their guidelines, commission caps at 6%. I am asking for it to be reviewed…"
May 9
Kimberly S. Ruley joined Mayra Espinosa CDPE, HAFA, SFR's group
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SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
May 9
Kimberly S. Ruley commented on Maya Thomas's group Specialized Loan Services LLC
"I too am looking for an updated escalation contact. They have been downright horrible to deal with. After more than 3 months they have abandoned the file and are now requesting a new RMA package despite the fact that I spoke with someone last week…"
Jun 17, 2015
Kimberly S. Ruley joined Maya Thomas's group
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Specialized Loan Services LLC

Incredibly nice and accessible people. Contact was Monica phone (800) 306-6059 fax (720) 241-7526 SLS Customer Resolution.See More
Jun 17, 2015
Thom Colby CA Brkr 888-391-5245 replied to Kimberly S. Ruley's discussion PHH Value dispute in the group PHH Mortgage Solutions
"Kimberly,  I*;m glad someone has posted something / anything about PHH.  I have one with them right now and they have countered the current offer.  This property has been on the market 175 days @ $219 and we have an offer of $210 -…"
Jan 22, 2015
Kimberly S. Ruley added a discussion to the group PHH Mortgage Solutions
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PHH Value dispute

Good morning! I have a short sale with PHH that I can't seem to get done. We've had 2 offers. One was low and one was reasonable. They will not budge off of their value. There have been value disputes twice and nothing has changed. I can't seem to get anyone to come see it at the approved price, let alone put in an offer. The heater is not working because of a repair needed and I believe this is causing the value to go down further than what the BPO and/or appraisers are saying. It's been on…See More
Jan 22, 2015
Kimberly S. Ruley joined Wendy Rulnick's group
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
Jan 22, 2015
Kathi replied to Kimberly S. Ruley's discussion Financial Freedom Reverse Mortgage short sale
"this is by far the worst company to deal with!!!! I faxed and emailed my auth so many times i lost count.  I finally got a good guy on the ph, made him sit by the fax and acknowledge receipt.  He said it would be uploaded in 3 days. No, it…"
May 22, 2014
Louise Dela Cruz replied to Kimberly S. Ruley's discussion Financial Freedom Reverse Mortgage short sale
"All comments look a bit discouraging. Did any of you get to approval on these? #financialfreedom #reversemortgage "
May 20, 2014
Sherri Schwartz replied to Kimberly S. Ruley's discussion Financial Freedom Reverse Mortgage short sale
"I am having the exact same issue  with Freedom Financial even the same time frame and it's like being in the dark.  Yesterday I researched some top people with the parent company, One West Bank  and found these possible…"
May 16, 2013
Joshua Slepkow replied to Kimberly S. Ruley's discussion Financial Freedom Reverse Mortgage short sale
"I have had the same experiences.  I cannot be put through to the short sale department.   I have exchanged e-mails with [email protected] but she is responsive not helpful.  At least it is a person and not a general…"
Apr 1, 2013
Jason Sanseverino replied to Kimberly S. Ruley's discussion Financial Freedom Reverse Mortgage short sale
"I have been working on a reverse mortage short sale with Financial Freedom since Nov 2012. I call weekly for updates - so far there have been no updates in over 2 months. I have escalated the file numerous times with no response. I was told that…"
Feb 26, 2013

Profile Information

First Name
Kimberly
Last Name
Ruley
Are you a...
Agent
State
PA
City
Philadelphia
My Profile
Co-Owner of The Kendrick Group with Keller Williams Main Line Realty. We are licensed in PA, NJ & DE.

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