Kathi
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Kathi's Discussions

Bank out of Bus in 2007, Mtg paid off, but not satisfaction recorded

Started this discussion. Last reply by Kevin - Greenville, SC Jan 17, 2015. 1 Reply

Where do you go for help when a mortgage has been paid off, the bank and title company no longer exist, and the bank was taken off of MERS in 2007??Homeowners took out a 1st mtg and HELOC in March,…Continue

 

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H
Last Name
Kathi
Are you a...
Title Company
State
Florida
City
Palm Beach Gardens

Kathi's Blog

got a resolve to HAFA for a deceased person - SPS

Posted on January 14, 2015 at 9:33am 0 Comments

finally spoke with someone at SPS who knew what she was talking about.  She said a deceased person doesn't and wouldn't qualify for HAFA.  I would just have to have the PR, Executor or POA to sign the Hardship affidavit.  The bank still does a BPO and credit check -good luck with the credit check!  At least the issue has been resolved.

Short sale - borrower deceased - bank wants to do HAFA

Posted on November 11, 2014 at 8:07am 5 Comments

I have bank (SPS) that absolutely will not move forward unless the PR signs the HAFA hardship affidavit.  I told them that since the borrower is dead, he wouldn't qualify for HAFA. They don't care.  The Hardship aff states that the borrower is requesting to be reviewed for MHA. Are they allowed to do this??

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