Julie Lyons
  • Female
  • Vallejo, CA
  • United States
  • CA
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Julie Lyons's Discussions

Home Mod with Bank of America

Started this discussion. Last reply by Brian Avery May 2, 2013. 5 Replies

Gosh Super Stars, I have really been beat up this week by all the banks!!!This question is not a short sale question, but a home modification question that I want to find out if this situation has…Continue

Does anyone have a good Wells Fargo contact for problem?

Started this discussion. Last reply by Brett Goldsmith Apr 30, 2013. 3 Replies

I have a situation with a Wells Fargo processor who asked and I supplied many docs, on 4/26 she said she needed additional docs and had to have them by 4/28 or Wells Fargo would dump our short sale…Continue

SS with bankruptcy

Started this discussion. Last reply by Crystal Sulik Apr 28, 2013. 8 Replies

My seller has a first and a second lien, the second lien is part of her bankruptcy proceedings.  Will the first need to give concession to the second lien??  I have been told no, also need bankruptcy…Continue

 

Julie Lyons's Page

Latest Activity

Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thank you Dean :)  We will try this route :)  I have done a lot of short sales but have never helped out in a Loan Mod. I will find you to let you know what happens, much appreciate the information!"
Jul 7
Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"Dean E Eshelman, There is a really long story, in a nutshell WF never found the deed of trust, but somehow 3 years later a deed of trust was recorded which is illegal (loan was transferred/sold twice illegally without deed of trust) borrower has not…"
Jul 6
Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"Anyone have a referral for company that assists with Loan Modification? I have a personal friend who tried a mod 3 years ago and it did not end up happening, she has not made a payment in almost three years (Wells Fargo could not find deed of trust)…"
Jul 6
Julie Lyons posted a status
"Anyone have a referral for company that assists with loan mods? I have a personal friend that would like to keep her house and do a mod."
Jul 6
Julie Lyons commented on Wendy Rulnick's group Citi
"Hi Brett Goldsmith, here are the exact words of the negotiator from Citi:"  The account is current and less than 60 days past due and is not eligible for short sale at this time per the requirements set for by  Mortgage…"
Mar 2
Julie Lyons commented on Wendy Rulnick's group Citi
"Hi pros :) Need advise.  I have a non-VA loan that is underwater, the sellers are both military, divorcing and being deployed.  They are current on their payments but need to sell for about $100K less than they owe.  Citi just sent me…"
Mar 2
Julie Lyons posted a status
"Hello, How do you get around SS denial by "Mortgage Insurance" my sellers are current, divorcing, both military, both deployed, not VA loan"
Mar 2
Julie Lyons replied to Brett Goldsmith's discussion GET PUBLISHED BY Short Sale Super STARS!
"When uploading or faxing any documentation, never "assume" it has been received by the recipient, always follow up in 48 hours to make sure documents have been scanned into the file for viewing.  This creates an extra step, but will…"
Feb 3
Julie Lyons joined Wendy Rulnick's group
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Citi

Citi Short Sale InformationSee More
Oct 19, 2016
Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"@James Faulkner, I have actually never completed a short sale that was not at least 30 days in arrears.  In fact, the short sale departments won't really talk to a Realtor/short sale negotiator unless the mortgage payment is in arrears.…"
Aug 22, 2016
Lisa Jackson joined Julie Lyons's group
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Nationwide Credit Inc.

Services loans for Ocwen.  You start off submitting your short sale package to Ocwen and then surprise to get handed off to Nationwide Credit Inc. who in my opinion are much better to deal with than Ocwen.See More
May 29, 2016
Julie Lyons commented on Suzanne McLaughlin's group NationStar Mortgage
"I too was forced to use Homesearch.com  It really is just a formality from what I can tell.  I did have to have the open houses and had to print out a copy of the MLS that showed the open house dates.  I helped the buyer and the…"
May 23, 2016
Julie Lyons replied to Lisa Jackson's discussion Two Separate Files BOA never receives any documents in the group Bank of America Short Sales
"Yes, Had the same exact thing happen to me!!!  I sent a short sale pkg on 3/28 to Jaxheloc email address and got a confirmation of receipt.  The negotiator was only forwarded part of the file and asked me on 4/12 for the exact same docs,…"
May 2, 2016
Julie Lyons commented on Wendy Rulnick's group Bank of America Short Sales
"Thanks Bill G.  yes...  Ocwen and BofA.  It would only be complete if I had Greentree in the mix...  "The Un-Holy" Diety!"
Apr 29, 2016
Julie Lyons commented on Wendy Rulnick's group Bank of America Short Sales
"Elizabeth that is great advice, I will burn up BofA's twitter account, I been there and done it before....  Love your comment about maps and a flashlight, totally agree!!!"
Apr 29, 2016
Julie Lyons commented on Wendy Rulnick's group Bank of America Short Sales
"I have a short sale w/ 2 liens, Ocwen First, BofA second.  After 1 yr. Ocwen just gave approval, BofA had already approved several months ago, their letter expired and they told me to resubmit the ss pkg and they would rush the new approval it…"
Apr 29, 2016

Profile Information

First Name
Julie
Last Name
Lyons
Are you a...
Agent
State
CA
City
Vallejo
My Profile
I started selling real estate 5 years ago when the housing market crashed. I have never known a "normal" market and most of my transactions have been difficult ones being short sales or bank owned sales. I cut my teeth doing the first REO in my office, my buyer had a difficult VA loan...

Julie Lyons's Blog

Ph # for BofA "Cash for Keys?"

Posted on August 16, 2013 at 9:43am 0 Comments

Good morning Real Estate Pros!

Does anyone have the phone number for Bank of America "Cash for Keys" department, or the phone number for the correct department for "cash for keys?"

 

Julie Lyons

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