Julie Cendejas
  • Female
  • Boise, Idaho
  • United States Minor Outlying Islands
  • ID
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Julie Cendejas's Discussions

Options? Not a short sale - but still needing Ocwen advice

Started this discussion. Last reply by Brett Goldsmith Sep 28, 2016. 1 Reply

I have a client that isn't looking to short sale their home - they will likely live in it for many more years - but they bought in 2006 and have a sub-prime loan and still can't refi to get out of…Continue

Tags: Ocwen

Stearns Short sales?

Started May 13, 2014 0 Replies

Does anyone have any contact info or experience with Stearns for short sales. Didn't find anything on lender contact info. Thank you! Continue

Tags: stearns

Change in servicer - 8 days from sale date. What to expect?

Started this discussion. Last reply by Brett Goldsmith Apr 25, 2014. 3 Replies

I have a short sale that has 3 liens. I have approval on the first (Everhome), approval on the 2nd, (HFBC) and awaiting approval from the 3rd (Deval for HUD). It's not looking good that Deval is…Continue

Unique Short Sale - need feedback

Started this discussion. Last reply by Julie Cendejas Oct 3, 2013. 11 Replies

I have some sellers in a unique situation and I realize that much of my question falls on the BK question which I'm researching - but I wanted to throw it out there for opinions, feedback and…Continue

 

Julie Cendejas's Page

Latest Activity

Brett Goldsmith replied to Julie Cendejas's discussion Options? Not a short sale - but still needing Ocwen advice
"They can attempt a loan modification review. Brett@ishortsalenow.com 310-564-6389"
Sep 28, 2016
Julie Cendejas posted a discussion

Options? Not a short sale - but still needing Ocwen advice

I have a client that isn't looking to short sale their home - they will likely live in it for many more years - but they bought in 2006 and have a sub-prime loan and still can't refi to get out of it. Non-Fannie/Freddie I'm told. Does anyone have any advice I can help direct them to? (Short of a short sale - although I realize that we mostly use this site for this)  I've exhausted all the lenders I know and I feel like there has to be some option for them to get out of these loans that are 8%…See More
Sep 28, 2016
Julie Cendejas posted a discussion

Stearns Short sales?

Does anyone have any contact info or experience with Stearns for short sales. Didn't find anything on lender contact info. Thank you! See More
May 13, 2014
Brett Goldsmith replied to Julie Cendejas's discussion Change in servicer - 8 days from sale date. What to expect?
"Have you called the trustee to check the sale date? Is the sale date set or is it on hold? If you have any questions or need anything at all feel free to reach out to me as my door is always…"
Apr 25, 2014
Julie Cendejas replied to Julie Cendejas's discussion Change in servicer - 8 days from sale date. What to expect?
"Awesome thanks for that info. Didn't think it did - but read it somewhere and had to ask! "
Apr 24, 2014
Wayne Brooks replied to Julie Cendejas's discussion Change in servicer - 8 days from sale date. What to expect?
"No. RESPA has nothing to do with changing servicers and/or delaying an auction date."
Apr 24, 2014
Julie Cendejas posted a discussion

Change in servicer - 8 days from sale date. What to expect?

I have a short sale that has 3 liens. I have approval on the first (Everhome), approval on the 2nd, (HFBC) and awaiting approval from the 3rd (Deval for HUD). It's not looking good that Deval is going to get an answer by April 30th for me. (Because HUD is the Wizard and no one knows when they will respond to request) The next sale date for the property is May 8th. However I just learned that Everhome is selling the loan to Greentree - SO - my question is - is it true that will should get a…See More
Apr 24, 2014
Julie Cendejas replied to Julie Cendejas's discussion Unique Short Sale - need feedback
"That is awesome - however I've never heard of a program like that for Idaho and I'm busy searching now. Thank you for info - I'll keep looking for something for them."
Oct 3, 2013
Julie Cendejas replied to Julie Cendejas's discussion Unique Short Sale - need feedback
"THANK YOU! Very appreciated!"
Oct 2, 2013
Julie Cendejas replied to Julie Cendejas's discussion Unique Short Sale - need feedback
"Thank you so much for your feedback! Yes, it was a Chapter 7 they did. I will have to check out if they are part of that program - the 2nd lien is with HFC I believe. They are torn between attempting a short sale or just letting it foreclose and…"
Oct 2, 2013
Julie Cendejas replied to Julie Cendejas's discussion Unique Short Sale - need feedback
"Ok - that is what I was thinking too - unfortunately.  But what do you mean by a NP program available in the state, I'm not aware of any."
Oct 2, 2013
Wayne Brooks replied to Julie Cendejas's discussion Unique Short Sale - need feedback
"The BK will essentially have no effect on the short sale, you and the lenders will proceed as normal.  I would think with only the 2nd and 3rd being shorted, there is no relo money."
Oct 2, 2013
Julie Cendejas posted a discussion

Unique Short Sale - need feedback

I have some sellers in a unique situation and I realize that much of my question falls on the BK question which I'm researching - but I wanted to throw it out there for opinions, feedback and advice.House is worth 250K - notice of default filed in Aug - no sale date set.Sellers did a BK 3 years ago that was discharged in 2010 - of which the 2nd on the property ($140K) was discharged and they were told they were not personally responsible for it. The re-affirmed their 1st (170K) and have a small…See More
Oct 2, 2013
Julie Cendejas replied to Jean Costanzo's discussion HSBC Comission in the group HSBC
"I just had this happen too - I am on the buyers side. The Listing Agent tried and tried to dispute this as our office has over 300 agents in it - but they would not let go. So we have to split the 4% also. Very frustrating from an agents point of…"
Aug 15, 2012
Julie Cendejas joined Wendy Rulnick's group
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HSBC

The Hongkong and Shanghai Banking Corporation LimitedSee More
Aug 15, 2012
Julie Cendejas replied to Julie Cendejas's discussion VA Short Sale - Possible Extension due to Appraisal Date???
"How does she find out who her VA Loan Tech is? I think she has only been working directly with the WF side and he is the one who is telling her we HAVE to close by March 30th since the appraisal expires on April 1st - we can't extend or…"
Mar 20, 2012

Profile Information

First Name
Julie
Last Name
Cendejas
State
ID
City
Meridian

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