Joy Baker
  • Female
  • Salem, NH
  • United States
  • NH
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Joy Baker's Friends

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  • Vikki Lucas
 

Joy Baker's Page

Latest Activity

Joy Baker replied to Wanda martinez's discussion AUCTION after executed contract???? to 2 veterans???? in the group NationStar Mortgage
"Ben, do you know what Fannie's position is on Nationstar's auction BS?"
May 3
Joy Baker joined Suzanne McLaughlin's group
May 3
Joy Baker commented on Stephanie Lim's group FHA - HUD Short Sales
"Thanks for the quick response, Kevin.  I should have just emailed you.  I knew you would know the answer!"
Jan 26, 2015
Joy Baker commented on Stephanie Lim's group FHA - HUD Short Sales
"Well, that makes me feel better.  I saw the same name and I thought, "You've got to be kidding me!""
Jan 26, 2015
Joy Baker commented on Stephanie Lim's group FHA - HUD Short Sales
"Is the Matt Martin who is listed as the Director of Loss Mitigation and of HUD's National Servicing Center the same Matt Martin who is CEO of Matt Martin Real Estate Management, the company that has a contract as a HUD M&M asset manager…"
Jan 26, 2015
Joy Baker replied to Robin Lemmons's discussion FHA short sale being mishandled by USBank in the group FHA - HUD Short Sales
"Boy, that's the truth...LOL.  US Bank is like no other. "
Jan 26, 2015
Joy Baker replied to Bob Hanley PSC/EC/CDPE/e-Pro's discussion Fannnie Mae approval in the group Wells Fargo Short Sales
"If you are indicating that Wells is saying that Fannie Mae requires the 2nd lien holder to agree to waive deficiency, that is correct."
Jan 30, 2014
Joy Baker commented on Irma E. Collins's blog post Has anyone done a Short Sale with World Savings Bank?
"Irma, how did you make out with this situation?  Were you able to complete the short sale?  Did you end up having to provide financials?"
Oct 25, 2013
Joy Baker commented on Wendy Rulnick's group Wells Fargo Short Sales
"Donna, do you know who owns the loan?"
Oct 10, 2013
Joy Baker joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Oct 2, 2013
Joy Baker commented on Tiffany Alleshouse's group Residential Credit Solutions
"Interestingly enough, I've only dealt with RCS once and they were great to work with. They didn't try to foist any third party fees on me.  It was last year so perhaps they had not come up with this idea for a new income stream. …"
Jul 9, 2013
Joy Baker replied to Brian M. Rust's discussion Catalyst Asset Management is owned by Residential Credit Solutions in the group Residential Credit Solutions
"Brian~Kudos to you for a stellar job in ferreting out the real story behind this money grab.  What ever happened with this deal?  "
Jul 8, 2013
Joy Baker liked Brian M. Rust's discussion Catalyst Asset Management is owned by Residential Credit Solutions
Jul 8, 2013
Joy Baker commented on Tiffany Alleshouse's group Residential Credit Solutions
"Pacita~The Fannie 710 seems to be used almost across the board now as the preferred financial statement, whether or not it's actually a Fannie.  Have you looked the loan up to see if it is, in fact, a Fannie or a Freddie?  If it is a…"
Jul 8, 2013
Vikki Lucas liked Joy Baker's profile
Jun 1, 2013
Joy Baker commented on Wendy Rulnick's group Chase
"@Wendy, you're welcome.  If that doesn't work, get in touch with me.  I have a few other tricks up my sleeve."
May 10, 2013

Profile Information

First Name
Joy
Last Name
Baker
Are you a...
Agent
State
NH
City
Salem
My Profile
In today's confusing real estate market it is especially critical to work with an agent who has knowledge and experience on their side, particularly if you owe more on your home than it's worth and you don't know what to do. I helped my first client successfully obtain a short payoff with their lender so that they could sell their home and move on with their life back in the mid 90s, a time when the term SHORT SALE was largely unknown. Today, I continue to work with diligence and compassion to help my clients remain as whole as possible while helping them to extricate themselves from distress situations.

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