Jennifer McNitt
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Jennifer McNitt commented on Jeff Payne's group US Bank
"Jill/Ross: Sounds like your experensing the exact same issue I had with USBank. It is like your working with two different companies. Where you able to get the second to waiver the deficiency or are they wanting that from your client too? Also, how…"
Nov 16, 2010
Jennifer McNitt replied to Shari P's discussion Deficiency judgement question in California in the group Law
"At least in the experience I've had with my HELOC, even if we forclosed the bank could still come after that loan. Forclosure only wipes away the first mortgage but not the HELOC. You would have to have a combination forclosure/bankruptcy to…"
Nov 3, 2010
Jennifer McNitt replied to Cindy Greenya's discussion US Bank and HAFA - Traditional Short Sale In Process, Should I have my client submit HAFA paperwork? in the group HAFA - Home Affordable Foreclosure Alternative
"Kathleen: Did your clients have a second or only the primary? The problem we're having with USBank is on the second note (with have both the primary and secondary notes with them). HAFA doesn't seem to help us here."
Nov 1, 2010
Jennifer McNitt replied to Carrie Routt's discussion Need help with a US bank 2nd lien in the group Help Me!
"Does this actually work? Which people on the list do you talk with though? I've had so many problems with USBank on the house we tried to sell and they have both the first and second leins. Everyone we've talked with has given us a…"
Oct 28, 2010
Jennifer McNitt replied to Jeanette Becker's discussion Short Sale and Vacant house can they rent it out? in the group Help Me!
"How does this work if the sellers are paying the difference between what they get from rent and what the mortgage payment is?"
Oct 25, 2010
Jennifer McNitt replied to Jeanette Becker's discussion $40,000 Processing Fee in the group Help Me!
"I heard that USBank wants the sellers to bring money to closing (number I heard was around $5000) but this is unverified so far."
Sep 28, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"Jeff-That is correct, they will not release the lein on the second unless we agree to the deficiency. At this point we've agreed otherwise they will not do a short sale and our only other alternative would be to foreclose."
Sep 24, 2010
Jennifer McNitt commented on Jeff Payne's group US Bank
"Gratz on the approval! How long did the entire process take and was there another bank that you were working with for a 2nd? I really don't understand why they are asking for the deficiency from people who can not afford the payments. They are…"
Sep 23, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"I tend to agree. Both my agent and my attorney have done short sales but not with USBank. We're all dumfounded by everything USBank has told us vs. what has been experienced with other banks."
Sep 23, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"One more thing...our real estate attorney was told by USBank that us as sellers will have to come to closing with 5K or so if we want to short sale our house. This is on top of agreeing to paying the deficiency. We have both our first and second…"
Sep 23, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"Is it normal to have to get current with your mortgage payments for a bank to approve your short sale? Our RE attorney mentioned that we may have to do this per his discussions with our bank and I was wondering what others have encountered."
Sep 20, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"She's experienced with short sales and has been working with our attorney through all this. I beleive neither have worked with US Bank on a short sale in this manor though (when they have both the primary and secondary)."
Sep 16, 2010
Jennifer McNitt commented on Albert Marin's blog post Purchasing after a Short Sale
"If there is a deficiency, how long is the wait period?"
Sep 15, 2010
Jennifer McNitt commented on Wendy Rulnick's group Help Me!
"I'm trying to find a contact who has done a USBank short sale when they have the second lien. We've been told that we have to agree to the deficiency to be able to get the lien released. What I'm looking for is information on what you…"
Sep 15, 2010
Jennifer McNitt replied to Jennifer McNitt's discussion Deficiency Judgements in the group US Bank
"Our attorney called USBank again this morning and was able to gather more information about how the ddeficiency judgements work. It sounds like there may have been a time where they would have waived the judgements, but now that is not the…"
Sep 15, 2010
Jennifer McNitt replied to Jennifer McNitt's discussion Deficiency Judgements in the group US Bank
"Update: We're still trying to work with USBank to lower the deficiency that my ex-husband and myself will have to pay. USBank has not been very helpful at all. What we're short on is on the line of credit, not our primary mortgage. Our…"
Sep 15, 2010

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First Name
Jen
Last Name
McNitt
State
MN
City
Eagan

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