Janine Donelon
  • Female
  • United States
  • Mississippi
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Profile Information

First Name
Janine
Last Name
Donelon
State
Mississippi
City
Gulfport
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I am a shortsale expert on the Mississippi Gulf Coast.

Janine Donelon's Blog

I Need Advice handling PMI with Short Sale

Posted on July 2, 2010 at 10:06am 7 Comments

I have a short sale offer on a property where the deficiency is 113K. Amount owed is 265K, offer is 152K The 1st mortgage, Hancock Bank will accept the offer with no deficiency but PMI company wants a promissory note of 20K. The seller has not accepted this offer yet. Can anyone tell me if I should try to negotiate this payoff with PMI or is the seller going to have to accept this offer for the short sale to happen. I have not been able to converse with the negotiator with Hancock Bank, I am… Continue

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