Jackie Gonzalez
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Jackie Gonzalez's Discussions

HUD & Suntrust Short sale question - approval

Started this discussion. Last reply by Rebecca Roberts Mar 29. 1 Reply

The client has an FHA loan through Suntrust Bank. The owners initiated a short sale due to a major loss of income and illness. While under the short sale the house flooded in Hurricane Matthew and…Continue

Get condo fees paid, lower bank asking price questions

Started this discussion. Last reply by Jackie Gonzalez Feb 13. 2 Replies

I cant get either party to agree. The condo association on this FHA property agreed to $3705.17, which is a difference of $2205.17. The bank has not yet approved the short sale as they are waiting…Continue

Listing question

Started this discussion. Last reply by Brett Goldsmith Jan 6. 1 Reply

A seller whom I interviewed listed with another agent. Previously, the seller and I spoke, I asked for approval to speak to the bank and get the preapproval process started. She didn't want to get…Continue

Need FHA help

Started this discussion. Last reply by Jackie Gonzalez Feb 6. 7 Replies

Sunwest denied short sale the same time that I submitted paperwork. I have an offer. Filed ticket with FHA but will take 2 days. Sunwest said they will figure out why it was denied and call me back.…Continue

 

Jackie Gonzalez's Page

Latest Activity

Jackie Gonzalez replied to Jackie Gonzalez's discussion Ditech SS apprival letter gives 7 days to close in the group Green Tree / Ditech
"Thanks for your response. I didnt call Ditech. The attorney on the seller's side and the title company for the buyer are in communication and are working it out. The title company is pulling the title. The repairs are being done over the…"
Jun 16
ElizabethWeintraub00697006LyonRE replied to Jackie Gonzalez's discussion Ditech SS apprival letter gives 7 days to close in the group Green Tree / Ditech
"Hi Jackie: I can sense your enthusiasm for your buyer, but please don't call Ditech. You don't have authorization to speak to Ditech. The listing agent can ask for an extension from Ditech. Also, you can put pressure on the title company,…"
Jun 16
Jackie Gonzalez added a discussion to the group Green Tree / Ditech
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Ditech SS apprival letter gives 7 days to close

This is the 2nd time the seller's agent gave a ss approval letter with a 7-day approval to close. Need at least 2 weeks to close. Bank has list of work that needs to be done and title company wont pull title w/o ss approval letter with extended date. Question is should the buyer go ahead with the repairs without an updated letter? I told her know but she is anxious as she has to be out of the house by the end of the month. We're set to close on the 26th or 28th. Any suggestions regarding what…See More
Jun 16
Rebecca Roberts replied to Jackie Gonzalez's discussion HUD & Suntrust Short sale question - approval
"I would take a look at the seller's financial documents.  FHA may be looking at the amount they are paying in rent and thinking that they could be paying that towards the mortgage.  It may be that FHA wants to get the owners to move…"
Mar 29
Bryan Russell Garfield liked Jackie Gonzalez's discussion HUD & Suntrust Short sale question - approval
Mar 24
Jackie Gonzalez posted a discussion

HUD & Suntrust Short sale question - approval

The client has an FHA loan through Suntrust Bank. The owners initiated a short sale due to a major loss of income and illness. While under the short sale the house flooded in Hurricane Matthew and they had to find a rental. The insurance covered the damage. HUD just denied the short sale because they stated since the property has been repaired there is no valid hardship or acceptable vacancy reason. Sunwest didn't approve the short sale because HUD denied it based on this reason. Is there…See More
Mar 21
Jackie Gonzalez replied to Jackie Gonzalez's discussion Get condo fees paid, lower bank asking price questions
"Thanks for your response."
Feb 13
Brett Goldsmith replied to Jackie Gonzalez's discussion Get condo fees paid, lower bank asking price questions
"PFS is a 3 tier program. 88% NET, 86%, 84% off appraised value. ( read ATP ) I believe HUD will pay 1,500 to subordinate liens max. Parties will need to contribute to  close gap. if exceeding 88% tier relocation incentive my be approved and…"
Feb 13
Jackie Gonzalez posted a discussion

Get condo fees paid, lower bank asking price questions

I cant get either party to agree. The condo association on this FHA property agreed to $3705.17, which is a difference of $2205.17. The bank has not yet approved the short sale as they are waiting for the approval of the terms from the condo association, which has not put them in writing. The bank wants $1000 minus the appraised value of $215,000. They want to net $189,200. It started at $205,000. It's now at $189,900. Is there any way to get extra funds from the bank of FHA to pay the…See More
Feb 13
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"Does anyone know how to complain about bank?"
Feb 6
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"Not settled. Bank playing games. Was told by FHA to file complaint with Federal Reserve Consumer Help. "
Feb 6
Jorge Vega replied to Jackie Gonzalez's discussion Need FHA help
"It looks like you may have gotten this handled but in case you need any additional information on opening up a ticket  you must contact Novad Management Consulting, before the ticket can be opened they will make you email or fax them the offer…"
Feb 2
Brett Goldsmith replied to Jackie Gonzalez's discussion Listing question
"In my view there is no pre approval for a short sale. All borrowers can be reviewed for a short sale. The question is not will a borrower be reviewed but will they be approved based on borrower financials and investor guidelines. The bank will need…"
Jan 6
Jackie Gonzalez posted a discussion

Listing question

A seller whom I interviewed listed with another agent. Previously, the seller and I spoke, I asked for approval to speak to the bank and get the preapproval process started. She didn't want to get the bank involved. I think the agent is listing the house and waiting to get the offer without preapproval from the bank and then presenting the short sale to the bank. Is that normal?See More
Jan 6
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"Contacted FHA. They are assigning a case worker as I was told the seller was not serviced properly. Called Sunwest and they are sending it to the manager to review and approve it."
Jan 6
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"She stopped paying in October. She moved out in December. She has had a request for a loan modification and she has been trying to get the loan down for about 1 year. I'll contact the agency that helped her tomorrow. It's denied but not…"
Jan 3

Profile Information

First Name
Jackie
Last Name
Gonzalez
Are you a...
Agent
State
Virginia
City
Virginia Beach
My Profile
Jackie Gonzalez is a Realtor who works at Berkshire Hathaway HomeServices Towne Realty. The areas I specialize in include Virginia Beach, Norfolk, Chesapeake and the surrounding areas of Hampton Roads, Virginia.

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