Brett Goldsmith
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Brett Goldsmith's Discussions

USDA LOAN CURRENT GUIDELINES

Started this discussion. Last reply by Justin Berry Mar 13. 1 Reply

Is it possible to for a USDA short sale to be approved if borrower is facing imminent default or is there a hard set guideline that the account MUST be delinquent?Continue

What's the most money you've seen a 1st give a 2nd mtg lien?

Started Mar 3 0 Replies

I saw SPS pay out 100k to a 2nd mtg lien. It was a large 2nd. What's the most you've seen?Continue

GET PUBLISHED BY Short Sale Super STARS

Started this discussion. Last reply by Kristine Zelazo Short Sale Gal Feb 27. 33 Replies

Hello Short Sale Superstars!We are set to release a Short Sale Super Star Survival Guide and we want your Tips; We want to know your BEST Short Sale Survival Tips and so does the world!!!  Only Ten…Continue

Tags: tips, negotiating, prevention, foreclosure, sale

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Brett Goldsmith's Page

Latest Activity

Brett Goldsmith commented on Edward Goldfarb's blog post HUD lien junior to the first mortgage.
"That's likely a partial claim. They don't negotiate. Servicer should pay it in full if they approve PFS. I've been involved in 50+ situations with partial claims. [email protected] 310-564-6389 www.ishortsalenow.com"
Jul 19
Ellen Levy joined Brett Goldsmith's group
Jul 15
Brett Goldsmith commented on Wendy Rulnick's group Green Tree / Ditech
"@alfred FNMA backed loan /w Ditech generally take 45-90 days for a decision if things move smoothly. [email protected] http://www.ishortsalenow.com/short-sale-help-now/ 310-564-6389"
Jul 10
Laura Mackie joined Brett Goldsmith's group
Jul 7
LORRAINE D joined Brett Goldsmith's group
Jun 30
Brett Goldsmith replied to Esperanza Agbayani's discussion Listing a condo is the Bay Area with a Loan Mod service by Nation Star
"If the 2nd loan is title, if you can't get a zero demand and/or full reconveyance then the lien will need to be settled. Since the debt is on title, the only way to know is to contact the 2nd lien…"
Jun 27
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"Depends who the investor is, but many times if a family member is representing buyer/seller they wont' pay out commission."
Jun 27
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"It's highly likely they will want the co-borrowers financials and that they would need to sign the approval letter too or any affidavits. They shouldn't need to sign the listing if they aren't on title right? It's possible the…"
Jun 26
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"Borrowers need to participate in short sales. If they were on title only they could just get off, but if they are on the loan, it's potentially a huge problem if they don't cooperate as they can't get off the loan. I've seen this…"
Jun 26
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"@jenny if the co-borrower won't participate, you likely won't be able to complete the sale. When a borrower doesn't participate in a short sale, it's most likely a deal killer."
Jun 26
Brett Goldsmith replied to Vantis Law Firm's discussion Nationstar’s Fraudulent Price Validation Program (Xome.com)
"I've seen homes go to foreclosure when they don't meet investor guidelines or are too close to the sale date. Auction.com, Homesearch, and Xome; Nationstar has been utilization these online auction sites for quite some time if the investor…"
Jun 26
Brett Goldsmith commented on Donna Perry's blog post Bayview Financial
"Many times Bayview, depending on who the investor is, has a 37 day rule. I recommend speaking to floor managers and escalating to see what can be done to push to get a value ordered in hopes of showing the offer is strong enough for a postponement…"
Jun 26
Brett Goldsmith replied to Rachel Warnick's discussion WF Short Sale
"When was the ATP issued? Typically 30-60 days after the ATP if all items are in, and if nothing funny is going on, an approval letter should be issued. [email protected] 310-564-6389 www.ishortsalenow.com"
Jun 7
Brett Goldsmith joined Barbara Thomas's group
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Rushmore Loan Management Services

Group to discuss and share information about this loan servicerServicer Website: http://www.rushmorelm.comLoss Mitigation Phone No: 1-888-504-7300Fax No: 1-949-341-2200See More
May 26
Brett Goldsmith commented on Jeff Payne's group US Bank
"Yes, USBank is now using EQ at times. [email protected] 310-564-6389 www.ishortsalenow.com"
May 19
Brett Goldsmith replied to Liesa Gubista's discussion Co-Borrower on a short sale--need help!
"All borrowers on the loan are liable for the debt and will need to provide financial documentation. Depending on investor guidelines and borrower circumstances will play key roles in what direction this moves…"
May 15

Profile Information

First Name
Brett
Last Name
Goldsmith
Are you a...
3rd Party Negotiator
State
California
City
Woodland Hills
My Profile
My name is Brett Goldsmith I'm the CEO of Short Sale Superstars. You can also find me at www.ishortsalenow.com. I am a partner who oversees a team of real estate professionals that specialize in short sales, loan modifications, and 2nd lien settlements.

Our brokerage is partnered with attorneys, which allow us to give stronger services in all areas of real estate. Since the 2007 pop of the mortgage bubble we have been able to help thousands of struggling homeowners as well as those buyers and sellers that are not struggling at all. We have worked hard to go above and beyond to bring the main street client better communication, knowledge, experience, and a sense of dedication to their case. Although we work a large number of cases, we take great pride in our customer service and making each client's voice heard. If you're interested in anymore information regarding specific programs and services offered please feel free to send me an email at [email protected] or call me at 310-564-6389. My door is always open and thank you in advance for the opportunity to serve and meet your needs.

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At 6:55pm on October 12, 2015, Kelly Magreevy said…

Hi Brett,

I have been working on a short sale since February, Fannie Mae is investor, was told today that my seller is not eligible because he is not delinquent on his mortgage payments. He is a veteran that retired from the air force and had to move to Wisconsin. He got a job as a postal worker and has a security clearance. I had heard that once he misses the 31 days of  his mortgage payment that Fannie Mae will grant the short sale. The junior lienholder is Chase who has been very responsive. What should I tell this AF veteran to do? Thanks for your help with this. 

Brett Goldsmith's Blog

Short Sale Processing Support

Posted on December 13, 2016 at 3:13pm 0 Comments

Why Use A Short Sale Processor?

“No one can whistle a symphony. It takes a whole orchestra to play it.” 

Some agents will not touch a short sale file without their processor(s) and others are scared to relinquish any control whatsoever. We come across a mix of both and find that once an agent has a processor who adds enough value to their business they will never turn back.

A processor should know 10X than you about short sales and everything that goes into…

Continue

California - Charged Up Front For A Loan Modification Review?

Posted on August 6, 2014 at 4:00pm 0 Comments

We want to help get homeowners get their money back who were charged upfront for a loan modification review in California. If you know anyone who falls into this category and who would like to try to get their money back please let me know as I can get them free assistance in this matter.

310-564-6389

[email protected]

www.ishortsalenow.com

Ocwen Continues to Grow Buying Rescap's Servicing Platform (GMAC)

Posted on February 26, 2013 at 3:34pm 0 Comments

Ocwen is continuing to grow as they won an auction for Rescap's mortage servicing and origination assets. Files that were previously being serviced with GMAC will now be serviced by Ocwen. Ocwen is a large servicer who is well known in the short sale community for it's outsourcing and not wanting to postpone sale dates. With that aside Ocwen is a fairly easy lender to deal with if you have contacts and know how to maneuver through their…

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Mortgage Forgiveness Debt Relief Act

Posted on October 22, 2012 at 9:41pm 0 Comments

The Mortgage Forgiveness Debt Relief Act is a government bill that offers relief to most homeowners who would normally owe taxes on the forgiven debt after performing a short sale. The purpose of this act is to help homeowners avoid additional financial hardship by performing a short sale. This Act became a law in 2007. Prior to this act the borrower would have to pay taxes on their forgiven debt. With this act in place, a borrower does not have to pay income tax on forgiven debt in MOST…

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