Brett Goldsmith
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Brett Goldsmith's Discussions

Anyone have a Bayview escalation contact?

Started Mar 13 0 Replies

Anyone have a Bayview escalation contact?Continue

SLS Escalation Contact

Started Feb 15 0 Replies

Any high level SLS escalation contacts? Urgent situation and need another pair of eyes to assist.Continue


Started this discussion. Last reply by Justin Berry Mar 13, 2017. 1 Reply

Is it possible to for a USDA short sale to be approved if borrower is facing imminent default or is there a hard set guideline that the account MUST be delinquent?Continue

What's the most money you've seen a 1st give a 2nd mtg lien?

Started Mar 3, 2017 0 Replies

I saw SPS pay out 100k to a 2nd mtg lien. It was a large 2nd. What's the most you've seen?Continue


Brett Goldsmith's Page

Latest Activity

Brett Goldsmith commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Contact the ombudsman. SPS is one of my favorite servicers to work with. There are always exceptions though that come around!"
13 hours ago
Brett Goldsmith replied to ash lomont's discussion SPS 2nd mortgage in the group SPS Select Portfolio Servicing, inc
"ch 7's don't typically discharge mortgage liens, that's typically a motion when someone does a ch 13 and is going for a discharge. I feel like we may have gotten an exception from Freddie Mac  or Fannie Mae once to allow…"
Oct 24
Brett Goldsmith replied to ash lomont's discussion SPS 2nd mortgage in the group SPS Select Portfolio Servicing, inc
"Tony, just because a 1st is foreclosing does not mean a second will get 0 at foreclosure. This depends on amounts owed vs what the home sells for at auction."
Oct 24
Brett Goldsmith replied to ash lomont's discussion SPS 2nd mortgage in the group SPS Select Portfolio Servicing, inc
"Have you escalated with the 2nd lien? Do they have proof that FHLMC is the investor? Typically what the 2nd wants comes down to lien position and their valuation. They must think they may get more at foreclosure auction. At times you can get them to…"
Oct 23
Brett Goldsmith commented on Jim Schneider's group Freddie Mac
"@Allan you should escalate to a manager as there appears to be misscommunication somewhere. That doesn't make sense that they would have a "value" of 298 and then do a price reduction per value dispute and say they want a NET of 269K.…"
Oct 15
Brett Goldsmith replied to DENNIS ANNINOS's discussion CALIBER NO LONGER ACCEPTING SHORT SALE APPLICATIONS in the group Caliber Home Loans
"Hi Nicole,     Caliber doesn't do short sales for loan types that aren't FHA. Not sure about VA or if they even service VA loans. For conventional loans though it's a no go. I have to turn down many  Caliber…"
Oct 5
Nicole Espinosa joined Brett Goldsmith's group
Oct 5
Brett Goldsmith replied to Luther Fisher's discussion How is everyone getting leads and building their pipeline?
"I don't personally text people unless if they filled out a form on one of my websites or unless it's a warm lead. I don't cold text leads as I'm wary for the same reasons as you."
Oct 3
Brett Goldsmith replied to Luther Fisher's discussion How is everyone getting leads and building their pipeline?
"I know it's not the most time efficient, but I find door knocking to be extremely powerful in this line of work and also building relationships with other business professionals who work with distressed homeowners ( attorneys, investors, etc )."
Oct 1
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"Why are they not qualified now? I'd escalate to HUD and push to get a variance on the ATP... [email protected] 310-564-6389"
Sep 26
Brett Goldsmith replied to Savita Savita's discussion Hud/FHA declining to do short sale in the group FHA - HUD Short Sales
"You won't get around this unfortunately. I have yet to see or hear of anyone getting around this guideline within the last couple years. The cutoff is 40 months behind to my understanding for FHA loans. I no longer take deals with extreme…"
Sep 26
Brett Goldsmith replied to Edily Garcia's discussion Short Sale with a Home Equity line as a second lien holder
"Are you saying BOA HELOC is stating they are in 1st position? What does title show? If that's the case you need to escalate at the respective servicer to clear up the lien position…"
Sep 24
Brett Goldsmith replied to OFELIA SIERRA's discussion CALIBER HOME LOANS
"Ok, I have a few FHA with them now and they are moving."
Sep 24
Brett Goldsmith replied to OFELIA SIERRA's discussion CALIBER HOME LOANS
"Caliber doesn't do short sales on most loan types ( conventional loans ). They do for FHA loans. Not sure about VA. [email protected] 310-564-6389"
Sep 24
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"The only time one is able to go below 84% NET from what I've ever seen is when there is a partial claim that is required to get paid."
Sep 13
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"Gurerry, let me rephrase that for you. You can get to a lower tier prior to the requested time period per the ATP by having a variance submitted. Here's an example: I've gotten 84% NET approved within 30 days of borrower being in the PFS…"
Sep 13

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Woodland Hills
My Profile
My name is Brett Goldsmith I'm the CEO of Short Sale Superstars. You can also find me at I am a partner who oversees a team of real estate professionals that specialize in short sales, loan modifications, and 2nd lien settlements.

Our brokerage is partnered with attorneys, which allow us to give stronger services in all areas of real estate. Since the 2007 pop of the mortgage bubble we have been able to help thousands of struggling homeowners as well as those buyers and sellers that are not struggling at all. We have worked hard to go above and beyond to bring the main street client better communication, knowledge, experience, and a sense of dedication to their case. Although we work a large number of cases, we take great pride in our customer service and making each client's voice heard. If you're interested in anymore information regarding specific programs and services offered please feel free to send me an email at [email protected] or call me at 310-564-6389. My door is always open and thank you in advance for the opportunity to serve and meet your needs.

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At 6:55pm on October 12, 2015, Kelly Magreevy said…

Hi Brett,

I have been working on a short sale since February, Fannie Mae is investor, was told today that my seller is not eligible because he is not delinquent on his mortgage payments. He is a veteran that retired from the air force and had to move to Wisconsin. He got a job as a postal worker and has a security clearance. I had heard that once he misses the 31 days of  his mortgage payment that Fannie Mae will grant the short sale. The junior lienholder is Chase who has been very responsive. What should I tell this AF veteran to do? Thanks for your help with this. 

Brett Goldsmith's Blog

Nationstar is now Mr. Cooper!

Posted on September 12, 2017 at 8:45am 1 Comment

Nationstar is now Mr. Cooper! They do have a new Mr. Cooper letterhead authorization letter and they are still utilizing equator. Nothing internally has changed to our understanding of the short sale process for now. This was a move to re-brand the company.

[email protected]


Short Sale Processing Support

Posted on December 13, 2016 at 3:13pm 1 Comment

Why Use A Short Sale Processor?

“No one can whistle a symphony. It takes a whole orchestra to play it.” 

Some agents will not touch a short sale file without their processor(s) and others are scared to relinquish any control whatsoever. We come across a mix of both and find that once an agent has a processor who adds enough value to their business they will never turn back.

A processor should know 10X than you about short sales and everything that goes into…


California - Charged Up Front For A Loan Modification Review?

Posted on August 6, 2014 at 4:00pm 0 Comments

We want to help get homeowners get their money back who were charged upfront for a loan modification review in California. If you know anyone who falls into this category and who would like to try to get their money back please let me know as I can get them free assistance in this matter.


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Ocwen Continues to Grow Buying Rescap's Servicing Platform (GMAC)

Posted on February 26, 2013 at 3:34pm 0 Comments

Ocwen is continuing to grow as they won an auction for Rescap's mortage servicing and origination assets. Files that were previously being serviced with GMAC will now be serviced by Ocwen. Ocwen is a large servicer who is well known in the short sale community for it's outsourcing and not wanting to postpone sale dates. With that aside Ocwen is a fairly easy lender to deal with if you have contacts and know how to maneuver through their…



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