"x?  "

"This is a quote from someone else and why paying for Appraisal is risky and may be worthless - 'Has anyone had luck getting Freddie to come off a ridiculous value by disputing with paying for your own appraisal and they still reject it? Our…"

"Two questions. 1.  Is the Short Sale Servicer going to put it in writing if the Appraisal supports the offer they will approve? 2.  What if the Appraisal doesn't support the offer?"

"We ran into this with one Servicer, Astoria Federal Savings, it was a portfolio loan, and, they REFUSED to proceed without us paying for the $400 appriasal. Buyers agent ultimately agreed to pay for it. The GOOD NEWS - you get to see EXACTLY what…"

"Bev, I once had this same request, but when I asked the question, "Are you sure you don't mean a Market Analysis?" the answer was, "Oh Yeah.".  Just thought I'd throw that out there just in case the person you are…"

"Is the short sale lender trying to establish the value of the home by using appraisal instead of BPO? What kind of loan sellers have? Do they have conventional, FHA, VA? If the lender is trying to establish value for themselves than it is their…"

"Although this situation is one that I haven't seen yet, I tend to agree with Jeff Payne.  The seller hasn't made mortgage payments in several months and has been pocketing his mortgage payment.  He should have sufficient funds to…"

"My understanding is that they are not allowed to list the property for more than the appraisel if they get it . You may see more lenders doing this if they think that it may come in lower. Just had one like this .Try and get the buyer to pay for it…"

"As a National law firm negotiating shortsales, we advise every seller to pay for an appraisal and a home inspection at the time of listing so we can exhibit and deal with potential issues. If a lender requires an appraisal, they almost always order…"

"Bev - I have a USDA short sale going on now - the short sale lender has paid for the appraisal... Bank of America... "

"I'd pay the appraisal and get on down the road.  Next play.."

"I would tell them I'm happy to pay and get the appraisal, as long as you were the first person to see the value so you know what you're dealing with."

"I tell them that is their responsibility to order and pay as their duty in Servicing the Loan.  Final Answer. "

"Bev, just a few thoughts, it has been looooonnggg day. Choosing to work with cash poor buyers is a business decision.  If they can not afford a $400 appraisal, how can they afford to purchase a home?  We do alot of USDA around here too and…"

"Jeff,   Short Sale Lenders are USDA - Ship - County   Thank you Jeff all very good suggestions but I am hitting brick walls.   The buyer has also applied for a USDA loan because they have no money to put down…"

"More details please: Who is the lender? Who is the investor? Is the buyer cash? I would ask the buyer to pay for it and see where that goes.  Maybe have the buyers lender order it and then you can use it for the short sale and for the buyers…"