Becky Alfaro
  • NJ
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Becky Alfaro's Page

Latest Activity

Becky Alfaro replied to Cara Ellicott's discussion Having difficulty closing Ocwen short sale in the group OCWEN
"It seems to me that there is a bit of miscommunication going on here. First of all the timeline is confusing to me, you say seller requested an extension and that was denied. In that case there should have been a re-review of the file, you cant just…"
Dec 1, 2015
Becky Alfaro replied to Becky Alfaro's discussion Chase Charged off and discharged mortgage but still want to be paid off in the group Chase
"Not yet, they said they mailed out a payoff and we have to wait til it arrives. The problem obviously being that what we have been told repeatedly is that there is no negotiation but we will attempt regardless. The sellers do not have anything to…"
Nov 21, 2014
Tony Morales replied to Becky Alfaro's discussion Chase Charged off and discharged mortgage but still want to be paid off in the group Chase
"Ok thats more information.  Has anyone proposed a settlement to CHASE?  Because what they now have is a unsecured debt. So if they have released their lien then go ahead an close the sale.  Chase is out of the picture "
Nov 21, 2014
Becky Alfaro replied to Becky Alfaro's discussion Chase Charged off and discharged mortgage but still want to be paid off in the group Chase
"Chase has refused to process this as a short sale. The daughter wants to do the short sale, what she doesn't want is the bankruptcy. Chase released the lien so that means that according to them they cannot do the short sale. We can go ahead and…"
Nov 21, 2014
Tony Morales replied to Becky Alfaro's discussion Chase Charged off and discharged mortgage but still want to be paid off in the group Chase
"What I am interpreting is that the concern of the daughter is the affect on her credit if CHASE agrees to short sale. And you are saying CHASE will require a full payoff to show Paid in Full on her credit  First, was this submitted as a HAFA…"
Nov 21, 2014
Becky Alfaro added a discussion to the group Chase
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Chase Charged off and discharged mortgage but still want to be paid off

Guys any insight would be appreciated for this issue. Basically sellers have 2 liens, 1st SPS who approved the short sale taking a huge hit and 2nd Chase who discharged the mortgage and is now demanding to be paid off or it stays on the seller's credit report. One borrower (the dad) filed bankruptcy a couple of years ago so he's fine but the other borrower (daughter) hasn't and does not want to. She doesn't have any other debt and her credit is finally gotten better now that she's out of school…See More
Nov 21, 2014
Becky Alfaro commented on Julie Lyons's group Nationwide Credit Inc.
"I have a file with WF 1st and Nationwide collecting for Ocwen of course. The 1st lien is basically being paid off and we are doing it as HAFA since the owner lives and needs the assistance. They rejected 10% and want 25% because 1st is getting so…"
Oct 15, 2014
Becky Alfaro joined Julie Lyons's group
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Nationwide Credit Inc.

Services loans for Ocwen.  You start off submitting your short sale package to Ocwen and then surprise to get handed off to Nationwide Credit Inc. who in my opinion are much better to deal with than Ocwen.See More
Oct 15, 2014
Becky Alfaro commented on Wendy Rulnick's group Wells Fargo Short Sales
"Most current Short Sale Affidavit form needed for short sale processing. Version 2.0 GSE_2.0.pdf"
Aug 22, 2014
Becky Alfaro joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 22, 2014
Becky Alfaro commented on Jason Yacoub's group M&T Bank
" sale package updated"
Mar 24, 2014
Becky Alfaro commented on Jason Yacoub's group M&T Bank
"I spoke to M&T today and they gave me 1866-409-4642 Fax number for 3rd party and 1855-678-0866 for faxing the short sale package. "
Mar 19, 2014
Becky Alfaro joined Jason Yacoub's group
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M&T Bank

M&T Bank  Short Sale Home Assistance deptseller must call 800-724-1633 for financial interview for House hold income and expenses Fax third party authorization first to 716-848-3748See More
Mar 19, 2014
Becky Alfaro replied to Kim Wennerberg's discussion Auction.com requirement - is this even legal?! in the group NationStar Mortgage
"Just wanted to update everyone. I received an approval after rejecting Auction.com. We did get the run around initially but the approved purchase amount ending up only 10k above initial offer. "
Jul 22, 2013
Becky Alfaro commented on Wendy Rulnick's group Bank of America Short Sales
"Wendy I'm with everyone on this. That is a flat out lie. I am closing on a coop right now and the woman from AMS though that I was working with it on made it clear that if I had it listed for at least list price that it wasn't an issue.…"
Jul 16, 2013
Becky Alfaro commented on Wendy Rulnick's group Short Sale Referrals
"Hi Malcolm, My office is very experienced with short sales of all kids. We have dealt with liens ranging from city taxes,to judgments, and IRS liens. I also have experience working with Nationstar, and although they are not my favorite they are not…"
Jul 8, 2013

Profile Information

First Name
Becky
Last Name
Alfaro
Are you a...
Agent
State
NJ
City
Linden

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At 9:21am on May 10, 2013, FRANK KWABENA said…

Good Day,

How is everything with you, I picked interest on you after going through your short profile and deemed it necessary to write you immediately. I have something very vital to disclose to you, but I found it difficult to express myself here, since it's a public site.Could you please get back to me on:( mr.frankkwabena@yahoo.com.hk) for the full details.

Have a nice day

Thanks God bless.

Mr.Frank.

 
 
 

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