M&T Bank

Skip Navigation LinksM&T Bank  Short Sale Home Assistance dept

seller must call 800-724-1633 for financial interview for House hold income and expenses 

Fax third party authorization first to 716-848-3748

Location: 8180 GREENSBORO DRIVE STE 500 MCLEAN , VA 22102 .
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Latest Activity: Nov 20, 2018

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Discussion Forum

Principal Balance Reduction

Started by Paula Bachman Mar 23, 2018. 0 Replies

Has anyone been successful in getting a principal balance reduction with M&T Bank? Continue

Comment Wall


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Comment by Kylee Roe on July 2, 2012 at 10:13am


Do you have some contact info you can send me for M and T or Bayview. I am having problems, negotiator won't return calls, emails. Says she would have approval two weeks ago, etc. Just need some feedback for my clients sake.

Thanks if you can help. [email protected]

Comment by Todd Foust on June 21, 2012 at 3:29pm


Because of family issues with borrower, we missed deadline for submission of ss packet (about 1 month from receipt) but they issued a new package to borrower and new deadline a few weeks from today. In other words, as I suspected the "deadline" appears a little flexible. Just a heads up in case your panicked.

Comment by Kylee Roe on May 30, 2012 at 2:04pm

Hi everyone. Just an update from me, as M and T seems new to all of us. My SS is M and T first and B of A Heloc 2nd. MandT switched loan servicing to Bayview and they have been terrible. Couldn't find paperwork, finally found it. Assigend to negotiator, her voicemail is suspectly ALWAYS full. She has called client and left messages twice. He has called her back to get to full voice mail.  B of A, on the other hand, is calling me regarding paperwork getting into them so they can get to work on it!!  Role reversal for sure!

Comment by Todd Foust on May 9, 2012 at 3:35pm

Here's the instructions for mailing back their workout package:

All documents regarding the workout package should be emailed back to [email protected] .  All documents to ensure a complete workout should include:       

Proof of all income within the last 30 days

Two years of tax returns              

Two months of bank statements of all accounts

Hardship letter (why the short sale)

The actual workout package its self with the 4506-t form filled out entirely

Listing agreement & all information you have regarding the short sale

Comment by Todd Foust on May 9, 2012 at 3:31pm

note: they let me do the financial interview for my client since I had all their expenses and income together AND they had received my letter of authorization. They confirmed, interview is a must before sending ss packet. Packet received via email minutes after phone conversation

Comment by Kylee Roe on April 27, 2012 at 2:28pm

They have a special financials page they want filled out, so call 'em and tell 'em you have an offer and to mail the borrower the packet. After that, it's same old--2months banks statements, check stubs, two years IRS pages, and hardship letter.


Comment by mariamoralesproperties on April 27, 2012 at 12:52pm

I just got a listing where M&T is the 1st and BofA is the 2nd. Can anyone provide me with M&T paperwork (workout packet) ? [email protected] Thank you in advance and looking forward to staying active in dialogue.


Comment by Paola Martinsen on April 25, 2012 at 9:03am

Hello! I was wondering if there are any bank specifics forms for M&T and if so would someone be willing to post it here for all of us or email it to me? [email protected]

Thank you!

Comment by Barbara J. Rice on April 11, 2012 at 12:32pm

I was able to talk with Madeline Rivera (877-263-2652) who actually took a couple minutes to speak with me. THANKS Madeline! She had sent me an email on 3/15 which stated approval could take 3-4 weeks. My bad. TOMORROW is the end of 4 weeks :-) so I'm encouraged to call back tomorrow. :-)

I believe "patience" is the word when working with M&T.

Comment by Barbara J. Rice on April 11, 2012 at 12:24pm

The auth should be faxed to 716-848-3748

The SS pkg should be faxed to 716-630-4900

You also need a Workout Pkt from M&T


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