M&T Bank

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seller must call 800-724-1633 for financial interview for House hold income and expenses 

Fax third party authorization first to 716-848-3748

Location: 8180 GREENSBORO DRIVE STE 500 MCLEAN , VA 22102 .
Members: 81
Latest Activity: Nov 20, 2018

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Discussion Forum

Principal Balance Reduction

Started by Paula Bachman Mar 23, 2018. 0 Replies

Has anyone been successful in getting a principal balance reduction with M&T Bank? Continue

Comment Wall


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Comment by Neil L. on July 27, 2015 at 8:59am

Does anyone have an M&T Escalation name/email/Phone number? All we can get is the negotiator's email address but she won't respond for a week now... 

Comment by Rebecca Reeves on July 23, 2015 at 12:20pm

Don't know if this helps, but it is the only deed reference in the approval letter we received on the $66,000 FHA M&T short sale of a condo in Baltimore County, MD.

5. The deed conveying the property to the purchaser must be amended in compliance with applicable state law, to include the following provision:

Version 11/2014

Grantee herein is prohibited from conveying captioned property for any sales for a period of thirty (30) days from the date of this deed. After this thirty (30) day period, Grantee is further prohibited from conveying the property for a sales price greater than $82,500.00 until ninety (90) days from the date of this deed. These restrictions shall run with the land are not personal to the Grantee.

Comment by Chad Gelsinger on July 23, 2015 at 10:41am

Neil, FHA does not require any deed restrictions at settlement. We have not had any M&T FHA files include a deed restriction. Chad. 

Comment by Neil L. on July 23, 2015 at 10:03am

Does anyone have an FHA M&T short sale approval letter they can share with me? I need to know what deed restrictions will be...

Comment by Neil L. on May 28, 2015 at 10:06am

Items needed for M&T short sale:

A proprietary M&T Short Sale Package can be found here: (if link doesn't work it's on this page)

The following documents are required for the short sale:

  1. Authorization (Generic is OK)
  2. HUD1
  3. Contract
  4. 3 months bank statements
  5. 30 days Paystubs or if self employed, 3 month profit/loss
  6. Hardship Letter
  7. 4506t
  8. Listing agreement
  9. M&T Financial information form (MUST BE THEIR FORM)
  10. 2nd lien form (MUST BE THEIRS)

NOTE: Tax returns are NOT required. the 4506t is sufficient

If the loan is owned by FannieMae or FreddieMac, the Uniform Borrowers Assistance Form is required as well.

Comment by Neil L. on May 28, 2015 at 9:59am

I called M&T, here is some update information for the summary above:

Authorizations Only Fax Number: 866-409-4642 (48 hrs)

Short Sale Package Fax Number: 855-678-0866 (72 hrs to receive and review)

Calling 800-724-1633 for financial interview is NOT required to do a short sale, it does prescreen them and tell them if they should apply or not based on criteria, but if you know they will qualify already, they don't need to call.  Also, the online form is the same as calling in.  Online Financial Review:

Lastly, negotiators are assigned to specific files and will correspond via email.  No equator or online tracking system.

Comment by Brett Goldsmith on May 28, 2015 at 9:35am

I've got a couple of short sales with them right now. I typically just email them over our company's package as they accept generic packages. See thread and someone attached a package that may suffice.

[email protected]


Comment by Neil L. on May 28, 2015 at 9:29am

This is a very rarely updated group.  Has anyone done a short sale with them lately? Do you know what paperwork they require for a short sale, or have a copy of a package they can email me? nleavitt  -At- kentucky solutions dot com

Comment by Gloria Rivera on October 14, 2014 at 7:15am

I was wondering if anyone has an M & T Shortsale package that they can email to [email protected]? I would greatly appreciate it. Thank you, 

Comment by Melissa Polce on August 22, 2014 at 6:57am

New Short Sale, along with discharged BK, M&T reached out to my sellers and asked if they wanted a loan mod(dude, REALLY?)...anyhoo-IN NEED OF THE SHORT SALE DOCS, or are we using the same ones as the attached one on their site for loan mod? Thanks!!


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