BOA has been extremely strict recently with their "reserve the right to pursue deficiency" clauses. Can anyone figure out if BOA will adopt the HAFA rules of no deficiency?
HaFa is good only for NON FANNIE Mae and FREDDIE Mac loans. It will make NO difference at all. Hafa is a joke which was created by Obama to get more % points to his popularity rating.
I have gotten the Waiver of Deficiency in all 3 of the BOA Short Sale Programs .. so yes it can be done. However, if the borrow has money .. they may be less willing.