Does anyone know the recourse rules on Short Sales with mobile homes

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There was another thread on this website that discussed completing a short sale on a mobile home. Here is the link: http://shortsalesuperstars.com/forum/topics/mobile-home-short-sale

Late payments on mortgages, car or mobile home loans is going to have a severe negative effect on an individual's credit history and will affect their ability to obtain financing in the near future. 

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