Freddie Mac

Information on Freddie Mac, one of the largest mortgage investors in the world.

Members: 240
Latest Activity: Oct 15, 2018

Freddie Mac Short Sale Contact info


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Freddie Mac Standard Short Sale FAQs

Freddie Mac BPO Form

FreddieMac Short Payof Overview.pdf

Check your loan here to see if Freddie Mac is the investor:


Freddie Mac Seller / Servicer Guide:

lLook at CH 64 - 69 Servicing Non-Performing Mortgages> Click on the Allregs Link


New Initiative to get Fannie and Freddie on the same page:

Servicing Alignment Overview


Contact Info

Freddie Mac Borrower Outreach 877.518.8429
Freddie Mac: 800- FREDDIE press 0

[email protected]

email structure: [email protected]



Freddie Financials Form.pdf


Older Freddie Mac Discussions


Freddie Mac Investor Guidelines Info




Discussion Forum

RD loan guidelines

Started by Ashley Den Uyl Sep 28, 2015. 0 Replies

I have a buyer doing an RD loan on one of my short sales and is asking for roughly 4% closing cost to be paid by the seller. Does Freddie Mac allow more than 3% seller concessions with an RD loan?Continue

RD loan guidelines

Started by Ashley Den Uyl Sep 28, 2015. 0 Replies

I have a buyer doing an RD loan on one of my short sales and is asking for roughly 4% closing cost to be paid by the seller. Does Freddie Mac allow more than 3% seller concessions with an RD loan?Continue

Seller Contribution at Closing for freddie mac loans?

Started by johnna lodge. Last reply by Kevin - Greenville, SC Aug 3, 2015. 2 Replies

Hi All,I know FHA provides seller contributions at closing for owner occupied sellers.Does freddie mac provide owner occupied contributions for owner occupied properties still?thanks,JohnnaContinue

Plaza Home Mortgage handling Freddie Mac loan

Started by L Brown. Last reply by L Brown Feb 12, 2015. 2 Replies

We're initiating a short sale with Plaza Home Mortgage and were surprised how quickly they filed a Notice of Sale after the loan mod failed. They are quoting 23 days to auction.This is a Freddie Mac…Continue

Tags: short, sale, Mac, Freddie, Home

Comment Wall


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Comment by Isaac Ramirez on March 24, 2011 at 6:22pm

I need HELP bank of america just sold my sellers property at the auction on 3/23/2011, the new owner posted a notice on the sellers door giving them 3 days to vacate the property ... WE ARE/were in the HAFA short sale program with bank of americas 3rd party AMS .... We are in CA and never once was a notice of trustee sale ever posted on sellers door or mailed to them I have been dealing with LRC and AMS for months now and have a signed ARASS form dated on 1/12/11... What do we do what are my options I have never encountered this before...every call I have every made to AMS no sale date was ever mentioned or brought up , my file was placed in equator on 3/22/2011 you would figure the agent from AMS who put me in the equator system would of mentioned something!!! please help.......... [email protected]

Comment by AMY GERRISH on March 17, 2011 at 9:59am
Here's what I have - 1 loan, non owner occupied, serviced by Wells Fargo.
Freddie Mac is the investor. They requested $7k or a $15k note AND the MI company wants $5k or a $10k note.
I've never run into 2 entities wanting $ on 1 loan ANY SUGGESTIONS WOULD BE HELPFUL. The owner already has an unsecured note on the property from when he refi'd to get out of an ARM so he's not willing to carry anything else on a property he can't keep and is cash poor.
Comment by Jim Schneider on February 22, 2011 at 8:35am
I just added some discussions about Freddie Mac from filed in various places in Short Sale Superstars before the Freddie Mac group was formed. It's labeled "Older Freddie Mac Discussions". Now all that info is in one place.
Comment by Smitty on February 19, 2011 at 10:23am
Thanks Jim.  I thought I was losing my mind.  I would do the same thing and push the servicer back and ask WHERE does it say that.  I agree it probably was some knee-jerk reaction
Comment by Jim Schneider on February 18, 2011 at 8:42pm
Smitty, I was looking through the same sections and I couldn't find anything. It's pretty thick, but I'd toss it back at the servicer and say, "where is that in Freddie Mac's sercicing guidelines?" My wild guess is that someone had a knee-jerk reaction that they could transfer the corporation to transfer the property without a sale, but Freddie requires an arm's length affidavit which should cover that. BTW, does anyone have a copy of the Freddie arms length affidavit?
Comment by Smitty on February 18, 2011 at 8:30pm
Jim, thanks for starting this group.  There is excellent stuff here.  I was on the other thread where the agent was having trouble getting an approved FM short sale because the buyer was incorporated.  I just poured through their guidelines and saw NOTHING to that effect anywhere.   Have you ever heard of that?
Comment by Jim Schneider on February 18, 2011 at 7:35am
New Freddie Mac financials form uploaded to the Freddie Mac Group. Is it time to join the Freddie Mac group yet?
Comment by Jim Schneider on February 17, 2011 at 6:45pm
Please note the link for the Freddie Mac Seller / Servicer Guide, it's the playbook for servicers handling our short sales. Ch 64-69 deal specifically with Non-performing Mortgages.
Comment by Zach on January 26, 2011 at 12:00pm
I just received an approval letter with full deficiency waiver (Freddie is the Investor). As an FYI, it's a primary residence with no 2nd mortgage or HELOC.
Comment by Vellanee Richardson on January 15, 2011 at 12:26am
Does anyone have any episodes they can share regarding Freddie Mac actually forgiving a deficiency? I have a ss with just one mortgage that Wells services and HAFA has been declined to my client.

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