Does Fannie Mae require the Borrower to be Late on Payments to Short Sale?

Has anyone recently received an approved short sale from Fannie Mae without the Borrower being late on payments? 

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Directly from Fannie Mae's website www.HomePathForShortSales.com - "

If Fannie Mae owns your client's loan, your client must typically meet one of the following conditions to be eligible for a Fannie Mae short sale:
  • 90+ days delinquent and has a FICO score less than 620. Potentially no borrower financial documentation, hardship or contribution required, in this case.
  • A demonstrated hardship that can be documented and detailed in Borrower Response Package.

"typically" being the key word.

ELIGIBLE HARDSHIPS

The borrower under imminent default must submit a complete Borrower Response Package, including a fully executed Form 710 or equivalent. Servicers may approve a short sale for borrowers who meet the conditions of this Announcement and document one of the following hardships:

death of a borrower or co-borrower,
long-term or permanent illness or disability of a borrower or co-borrower or dependent family

member,

divorce or legal separation of a borrower or co-borrower; or

distant employment transfer/relocation, including a Permanent Change of Station (PCS) order, greater than 50 miles one-way from the borrower’s current primary residence to be closer to employment.

If a borrower faces a hardship not listed above and provides all relevant documentation to the servicer for consideration for a short sale, the servicer must review the Borrower Response Package. If the servicer determines that the short sale request is legitimate, it must submit that recommendation to Fannie Mae for written approval of the short sale. 

https://www.fanniemae.com/content/announcement/svc1219.pdf

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