After being in escrow since July 25th, we negotiated with Chase and we have finally both agreed on a number. That number is 56k more than it was listed and only 30k less than Chase wanted for it. However, there is an outstanding HOA bill of $12,000 (in cash) that we as the buyers will not pay. We signed the counter back 4 weeks ago with the change that the bank must pay for the outstanding bill and we also got another extension on a foreclosure date and here we are, still waiting. Has anyone ever had the bank pay for the HOA fees? We are so close, I mean literally at the last step! Will this happen? And will it happen soon because it's almost the end of the year? Thanks for the help!