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I am from California and I understand there is a NEW DISCLOSURE required.
I dont know which Disclosure it is. Can someone help me please?
Sarah, if you do a quick search on this site there have been numerous discussions about the MARS FTC disclosures. I think it will give you a more comprehensive view on the topic.
Here are some articles on MARS that will helphttp://shortsalesuperstars.com/profiles/blog/list?q=mars
Log into the National Association of realtors Website and search for MARS - It will bring up the Disclosures.
The first is a For General Commercial Communication - That is any form of advertising, be it on your website, business card, T-Shirt...any genrral advertising.
The second disclosure is specific and is to be handed to the client once you start a specific short sale for the client.
The third & fouth disclosures - At time of approval from the bank. The 3rd iIs to be stapled to the approval letter you recieve from the bank and then sent to the client letting them know that it was approved. The 4th is also to be sent with the approval package to the client.
Hope it was helpful.
Here is a 3 page report from NAR about MARS and some examples of the required disclosures. One thing to remember is if you have a short sale website is that the disclosure on your website has to be just above the fold s the consumer sees it without having to scroll down.
Jim West SFR