I'm hoping for some quick clarification. I know the HAFA program effectively ends on 12-31-12. My question is: does the SS need to CLOSE by then... or can an accepted offer continue to work through until the Buyer's loan closes?

Any guidance is welcome. Thanks Superstars!

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I think you are confusing HAFA with the Mortgage Debt Forgiveness Act which is scheduled to end and yes the transaction needs to close by the end of the year.

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